The largest insurance providers in Canada offer comprehensive quotes in minutes, including: Intact Insurance, The Co-operators, ScotiaLife Financial, Sonnet Insurance, TD Insurance, RBC Insurance, Allstate, CAA, Aviva Insurance, Square One, Desjardins, and CIBC Insurance.
With over 100 active home insurance companies throughout Canada, shopping around for the best quote for home insurance may be fairly time consuming. However, we have identified some of the largest companies who offer quick and easy online quotes, with many taking under 10 minutes. This can help you look for the best rate, while not taking up all your free time. If you don’t plan on shopping around but still want to find the best home insurance price for your desired coverage, an insurance broker may help you without the hassle. Finally, you may be eligible to save an additional amount by bundling your home and auto insurance with the same provider. The following insurance company quote offerings were all tested as of February 27th, 2023, and all provide you with comprehensive quotes in under 10 minutes.
Insurance Provider | Link to Online Quote Page | Time Required for Online Quote | Features |
2-3 minutes (6 questions + personal/contact info) |
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3-5 minutes (10-16 questions + personal/contact info) |
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3-5 minutes (11 questions + personal/contact info + additional questions for discount) |
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3-5 minutes (5-15 questions + personal/contact info) |
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4-6 minutes (5-15 questions + personal/contact info) |
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2-4 minutes (8-10 questions + personal/contact info) |
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4-5 minutes (15-20 questions + personal/contact info) |
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3-4 minutes (10-12 questions + personal/contact info) |
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3-4 minutes (10-15 questions + personal/contact info) |
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5-7 minutes (35-40 questions + personal/contact info) |
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3-4 minutes (15-20 questions + personal/contact info) |
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3-4 minutes (10-12 questions + personal/contact info) |
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Insurance Marketplaces | |||
3-5 minutes (15-20 questions + personal/contact info) |
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3-5 minutes (15-20 questions + personal/contact info) |
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Five pages ask about home details, address, mortgage, and contact information. It takes about 3 minutes to complete, and you are provided with a general quote. If you enable a soft credit score check, you could receive up to a 25% discount. There is also the option to decrease your rate by changing the property details, coverage, and deductible. Applicants can also bundle car insurance for a discount.
The process begins with fundamental questions about you and your home. The next page asks more technical questions, such as your home replacement costs, roof age, and the number of insurance claims in the past five years. This is to estimate the value of your home. You can receive additional discounts for reasons such as having an alarm system, fire sprinklers or LEED-certified house. Overall, the process takes about three minutes and gives you a quote that changes as you fill in property details.
The first pages ask about basic property information. Some of the sections autofill after entering your address which is nice. The third page asks about basic personal information such as your age and employment status. The fourth page discusses discounts such as an age discount or bundle discounts if you have more insurance with Scotialife. Overall, it takes about four minutes to complete and provides you with an adjustable policy quote.
It starts with fundamental questions about yourself and the property. On the next page, there is auto-filled information about your house that you need to verify. This includes questions such as the number of bathrooms, square footage, and approximate year built. There are discounts available if you graduated from a Canadian university or enable a soft credit check. The process takes about four minutes and provides three options, including essential, preferred and ultimate coverage.
It starts with fundamental questions about your house, such as address and year built. It also provides you with the option to insure additional high-value items such as bikes, watercraft, artwork, jewelry and alcohol. If you graduated from a Canadian university, you might be eligible for a discount. The questions end by asking for personal information and your phone number/ email. The process takes about five minutes and provides you with three coverage options. Applicants can select from the best price, best value and most coverage.
After entering your postal code, you are taken to a page with fundamental questions about your property. The next page asks more detailed questions about your property, such as the roof age and the type of heating you have. Finally, you are required to answer some basic questions about yourself, such as your name, date of birth, and email address. If you have vehicle insurance with RBC, you can save up to 15% in a bundle deal. Overall, it takes about five minutes and provides a quote with the option to adjust the policy.
After entering your postal code, you are taken to a page with fundamental questions about your personal information. Next, you must fill out property information such as the age of your home and roof. Finally, you must answer insurance questions such as the number of recent claims and how long the property has been continuously insured. Overall, it takes about five minutes and provides a general quote.
It starts with basic property information such as an address, square footage, and year the home was built. There are more detailed questions about your property on the next page, such as your home’s primary heating and replacement cost. Finally, there are personal questions such as your name, date of birth, and the amount of years your property has been insured. Overall, it takes about five minutes and provides an adjustable policy quote.
After entering your postal code, you are taken to a page with fundamental questions about your property. This includes the street address and the type of home you have. Next, there are more questions about the property, such as the roof age and type of heating. Finally, you enter personal information such as name, date of birth, and email. There is also a bundle discount of up to 15% if you include an auto policy. The process takes five minutes and provides a quote with the option to adjust the policy.
Begins with asking for your address. The next page asks various questions such as home type, purchase year, and specific dog breeds that live in the home. After, there are more specific questions such as roof age, garage size, and deck size. To receive your quote, you can create a profile through email, Facebook, or Google. Overall, it takes about five minutes, and you receive a quote with the option to choose your ideal policy and see how much it will cost.
The questions initiate with basic property information such as address and year of purchase. The next page asks about building features such as type of property, number of floors, and how finished the basement is. Finally, you must answer more about your house, such as construction material, heating, and landscaping. After entering personal information, you are provided with an adjustable quote with the option to add or remove certain conditions. The process takes about six minutes.
belairdirect is a subsidiary of Intact Financial Corporation. First, you must select if you’re a homeowner, a condo owner, or a tenant. On the next page, you need to enter your home address and the number of years you have lived there. The following page has questions related to your home, such as the type of home, the year of construction, the condition of the basement, etc. After that, you need to enter information about mortgages, HELOCs, and previous insurance. You will receive your quote after you enter your personal and contact details and agree to the terms and conditions. The total process takes less than five minutes.
CIBC is no longer offering new home and auto insurance policies. For those currently insured under CIBC and have questions or would like to change the policy, you can call 1-855-964-2082.
InsureEYE is an insurance marketplace. By completing their questions, you are provided with quotes from 75+ companies. As typical, they ask about property information and then applicant info before discussing any discounts available. You are eligible for discounts if you obtain a bundle policy or have a property monitored by a burglar alarm or fire system. The process takes five minutes and shows you comparisons between multiple insurance providers.
Insurance Hotline is also an insurance hotline and has partnered with 30+ providers. The questions begin with basic residence information such as construction materials, heating, and home security systems. The next page requires more information about the applicant, such as the date of birth or any additional items that require insurance. There are bundle discounts available by combining with auto insurance. The process takes six minutes and shows you comparisons between multiple insurance providers.
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