All Island Equity MIC
Managed by AIE MIC Management Corp.
Data as of: July 31, 2025 · View latest fund facts
This review is compiled by WOWA for informational purposes only and is not investment advice, an offer, or a solicitation. Figures are drawn from the manager's published materials as of the dates shown and may change. Returns are historical and do not guarantee future results. Verify all details with the manager or a licensed advisor before investing.
AUM
$82M CAD
2025 return
8.31%
LTV
49.8%
First mortgages
89.2%
About All Island Equity MIC
Founded in 1997, All Island Equity Mortgage Investment Corporation is a British Columbia-based alternative lending fund reporting over $80 million in active mortgage investments. The fund aims to provide consistent quarterly income by investing primarily in 1st and 2nd mortgages across Vancouver Island, the Okanagan, and other trusted BC communities. The portfolio consists of over 100 mortgages, heavily weighted towards residential loans. It offers registered account eligibility (RRSP, TFSA) for accredited investors seeking stable, tax-efficient flow-through returns without the volatility of public stock markets.
The fund reports approximately $82M CAD in assets.
Most of the portfolio is in first mortgages, with some subordinate exposure.
The latest annual return increased from 7.6% in 2024 to 8.31% in 2025.
At a glance
| Assets under management (AUM) | $82M CAD |
| 2025 return | 8.31% |
| Overall LTV | 49.8% |
| First mortgages (as a % of the portfolio) | 89.2% |
| Property focus | Residential (53%) / Construction (11.74%) / Commercial (12%) / Unclassified (23.3%) |
| Structure | Private Corporation (MIC) |
| Investor access | Available to individual investors |
All Island Equity MIC portfolio and performance
The portfolio is composed of residential mortgages (53%), construction mortgages (11.74%), commercial mortgages (12%) and unclassified mortgages (23.3%).
| Property Type | Share (%) |
| Residential | 53% |
| Construction | 11.74% |
| Commercial | 12% |
| Unclassified | 23.3% |
All Island Equity MIC returns
| Calendar year | Net return |
| 2023 | 7.24% |
| 2024 | 7.6% |
| 2025 | 8.31% |
All Island Equity MIC facts
Fund structure
| Structure | Private Corporation (MIC) |
| Manager | AIE MIC Management Corp. |
| Series | B |
| Latest data | July 31, 2025 |
Mortgage portfolio
| First mortgages | 89.2% |
| Overall LTV | 49.8% |
| Property focus | Residential |
Fees
| Management fee | None disclosed |
| Performance fee | None disclosed |
Who can invest in All Island Equity MIC?
Available to individual investors
This fund is available to individual investors.
The minimum investment amount for accredited investors is $25,000.
The minimum investment amount through an advisor or dealer is $25,000.
About AIE MIC Management Corp.
AIE MIC Management Corp. serves as the manager for the All Island Equity MIC. Based in British Columbia, the team brings over 25 years of local lending expertise, focusing on real estate markets they know, such as Vancouver Island and the Okanagan. They oversee a portfolio with a conservative weighted average loan-to-value (LTV) of approximately 50%. The management team ensures a clear path from application to funding, providing customized, short-term financing solutions for borrowers while delivering quarterly updates and audited financial statements to investors.
Frequently asked questions
It invests in residential mortgages.
The fund reports a weighted-average LTV of 49.8%.
Yes. It is available to individual investors.
The fund is managed by AIE MIC Management Corp..
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