Quebec Senior Assistance Tax Credit Calculator

Inputs

Enter your information below

Age

years

​

Family Income

$

​

Are You a Resident of Quebec?

YesNo

Do You Have a Spouse?

YesNo

Spouse's Age

years

​

Calculate

Results

Click "Calculate" to determine your potential earnings!

You could receive a

$777

Senior Assistance Tax Credit

This is a refundable tax credit. This means you can receive a refund from the government if the tax credit reduces your tax payable to less than zero.

Eligibility Conditions

To qualify for the Quebec Senior Assistance Tax Credit, you must meet the following criteria:

Basic Eligibility

• You and your spouse, if applicable, were 70 or older on December 31, 2023.

Residency and Citizenship Requirements

You are considered an eligible individual if, on December 31, 2023 (end of the tax year), you:

• Were a resident of Quebec.
• Were a Canadian citizen, permanent resident, or protected person under the Immigration and Refugee Protection Act, or were a temporary resident or held a temporary resident permit under the Immigration and Refugee Protection Act and had lived in Canada for the last 18 months.

Ineligibility Criteria

You are not eligible if:

• You were confined to a prison or similar institution on December 31, 2023, and had been confined for more than 183 days in 2023 (during the tax year).
• You or your spouse were exempt from income tax for the year 2023.

Tax Credit Details

The amount of the refundable tax credit varies based on your personal situation and family income. Here’s a breakdown:

Maximum Tax Credit Amounts

• $4,000 if you and your spouse were both 70 or over on December 31, 2023, and both qualify as eligible individuals.
• $2,000 if only one of you was 70 or over or your spouse did not qualify as an eligible individual.
• $2,000 if you did not have a spouse.

Reduction Based on Family Income

The tax credit is reduced by 5.16% of the family income that exceeds:

• $41,885 if you had a spouse.
• $25,755 if you did not have a spouse.

Maximum Family Income Thresholds

If your family income exceeds the following amounts, you are not eligible for the tax credit:

• $119,405 if you and your spouse are eligible individuals and were 70 or over on December 31, 2023.
• $80,645 if only one of you was 70 or over or if your spouse is not an eligible individual.
• $64,515 if you did not have a spouse.

Payment Process

Automatic Calculation

You do not need to claim the credit manually in your Quebec income tax return. Revenu Québec will calculate it for you automatically. You can also complete form TP-1029.SA-V.

Splitting the Credit with Your Spouse

You can split the credit if you and your spouse qualify as eligible individuals. To do this, one of you must complete form TP-1029.SA-V and include it with your income tax return. Ensure both of you sign the form.

Filing Your Income Tax Return

To receive the credit, both you and your spouse (if applicable) must file an income tax return. This ensures that Revenu Québec has the necessary information to calculate and distribute your credit accurately.

Comparing Quebec Senior Assistance Tax Credit with Other Programs

Federal Programs

• Old Age Security (OAS): A federal benefit providing a monthly payment to seniors aged 65 and older.
• Guaranteed Income Supplement (GIS): A federal supplement for low-income seniors receiving OAS designed to provide additional financial support.

Provincial Programs

Ontario

• Ontario Guaranteed Annual Income System (GAINS): Up to $87 per month for single seniors and $174 per month for couples.
• Ontario Senior Homeowners' Property Tax Grant (OSHPTG): Up to $500 per year to help cover the cost of property tax.

Alberta

• Alberta Seniors Benefit: This program provides up to $3,792 per year for single seniors and $5,687 for senior couples, as well as a supplement for those living in a continuing care home.

British Columbia

• BC Senior's Supplement: This supplement provides up to $99.30 per month for single seniors and up to $110.25 per month for couples.
• BC Home Owner Grant for Seniors: Assists senior residents in reducing their property tax with an annual payment of up to $1,045.

Manitoba

• Manitoba 55 PLUS Program: This program offers quarterly benefits of up to $161.80 for single seniors and $173.90 for couples, depending on their income level. It is for low-income seniors aged 55 and over.

Frequently Asked Questions (FAQ)

Q: I have a spouse, but they do not qualify as an eligible individual. Can I still receive the tax credit?

A: Yes, you can still receive a reduced amount of $2,000 if only one of you is 70 or older or one of you does not meet the eligibility criteria.

Q: What should I do if my family income exceeds the maximum threshold?

A: If your family income exceeds the maximum eligibility threshold, unfortunately, you cannot claim the Quebec Senior Assistance Tax Credit.

Q: Can I claim the tax credit if I am a temporary resident or hold a temporary resident permit?

A: Yes, as long as you have lived in Canada for the last 18 months and meet all other eligibility requirements.

Q: Is there an age limit for claiming the Quebec Senior Assistance Tax Credit?

A: Yes, you must be 70 or over on December 31, 2023, to be eligible for the tax credit.

Q: Can I split the tax credit with my spouse even if they do not file an income tax return?

A: No, you and your spouse must file an income tax return to receive the credit and have it split between you.