Ottawa Property Tax Calculator 2023

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Ottawa Property Tax Update

City of Ottawa’s staff is recommending capping the increase in property tax and other fees at 2.5% in the 2024 budget, which is in line with the campaign promise made by Mayor Mark Sutcliffe.

Coun. Laura Dudas had put forth a motion calling to revoke the Vacant Unit Tax in 2024. However, the Ottawa City Council voted in favour of keeping the Vacant Unit Tax that was introduced in 2023.

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The City of Ottawa is the capital city of Canada and is located in the National Capital Region. Ottawa is located south of the Ottawa River and is home to over 1.02M residents. The population of Ottawa increased by 8.9% from 2016 to 2021. Ottawa real estate prices have increased by 5.7% from July 2022 to July 2023, with the average sold price of a house in Ottawa being $682K in July 2023. Based on data from the Ottawa Real Estate Board, real estate sales volume in Ottawa has increased by 13.8% in the same period. From the long-term perspective, Ottawa’s real estate prices have increased significantly, with the average price of detached houses increasing 98% over a 10-year period from July 2013 to July 2023 and the average price of condominiums increasing 58% over the same time period.

Ottawa property tax is based on the assessed value of your home. Every four years, the Municipal Assessment Corporation (MPAC) conducts an evaluation of properties all over Ontario and submits assessed values for each of them. This assessed value can differ significantly from the market value of your property. Your final property tax amount is calculated by multiplying the Ottawa final property tax rate for the year by the MPAC property assessed value.

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You can calculate your property tax using either your home's MPAC assessed value or your home's most recent market price. Just enter the price and type of your property, and we will give you an instant property tax estimate.

I know my home’s MPAC Assessed value

I Don't Know My Home's Assessed Value

MPAC Assessed Value of the Property
2023 Property Tax Value
$5,8465.85k
2023 Residential Property Tax Rate
1.169276 %

2023 Tax rates for Cities Near Ottawa

City Final Tax Rate
Cornwall1.774780 %
Brockville1.485327 %
Pembroke1.711654 %
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1-Year

Ottawa Property Taxes

Property tax is a tax based on the assessed value of a property. If you own a property or parcel of land, you will have to pay property tax. It is used to pay for city services such as police, the fire department, and public transit as well as elementary and secondary education.

There are two main parts to a property tax:

  • A municipal tax that depends on the municipality of the property
  • An education tax that is the same throughout Ontario.

Some cities may add additional taxes. For example, the City of Toronto has a City Building Fund Levy that is used for public transit and housing projects in the city.

Property tax rates also depend on the type of property. Common major categories are Residential, Multi-Residential, Commercial, Industrial and Farmland. Almost all homes will apply under Residential property tax rates.

Residential Property Tax Rate for Ottawa from 2010 to 2023
YearMunicipal RateEducational RateFinal Tax Rate
20230.561824%0.153000%1.169276%
20220.545494%0.153000%1.144565%
20210.529126%0.153000%1.116213%
20200.473112%0.155000%1.008803%
20190.509381%0.161000%1.076669%
20180.496991%0.170000%1.068410%
20170.492532%0.170000%1.067850%
20160.479442%0.170000%1.052246%
20150.495750%0.170000%1.087163%
20140.514869%0.170000%1.126916%
20130.534135%0.170000%1.172551%
20120.554056%0.170000%1.220975%
20110.562050%0.170000%1.237511%
20100.569744%0.170000%1.254326%
Based on of Ottawa official website: check source

Ottawa Property Tax Department Information

For any questions or inquiries about your property tax rate or property tax bill, you can reach out to the city of Ottawa's property tax department through the following methods:

Phone number
613-580-2400
Email
revenue@ottawa.ca
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Ottawa at a Glance
ProvinceOntario
Settled Year1800
Established Year1826
Incorporated Year 1855
Population 1,017,449
City Area2,790.30 km 2 (1,077.34 sq mi)
Official WebsiteOttawa Official Website

Property Taxes in Ontario for a $500K MPAC Assessed Value Home*

Assessed Value of a Property

Property value assessments in Ontario are conducted every four years by the Municipal Property Assessment Corporation (MPAC). They conduct assessments for all types of property in Ontario ranging from residential properties to farms to commercial properties. For residential properties, they use a number of factors, including market price, to determine the assessed value of a property. While they release overviews of their valuation guidelines, there is no transparency in the assessment of a specific property.

Homeowners may find that the assessed value of their property differs significantly from its market price. There is also no way to retrieve and compare the assessed value of other properties.

Property Taxes in Ontario for a $500K Fair Market Value Detached Home*

How We Calculate Your Property Tax

If you entered your home's Provinical Assessment value, we calculate your property tax by multiplying your Assessment value by Ottawa's final property tax rate.
Ottawa Property Tax vs Asking Price

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Disclaimer:

  • Any analysis or commentary reflects the opinions of WOWA.ca analysts and should not be considered financial advice. Please consult a licensed professional before making any decisions.
  • The calculators and content on this page are for general information only. WOWA does not guarantee the accuracy and is not responsible for any consequences of using the calculator.
  • Financial institutions and brokerages may compensate us for connecting customers to them through payments for advertisements, clicks, and leads.
  • Interest rates are sourced from financial institutions' websites or provided to us directly. Real estate data is sourced from the Canadian Real Estate Association (CREA) and regional boards' websites and documents.