Cape Breton Credit Union
This Page's Content Was Last Updated: July 21, 2026
Important Information
WOWA.ca is an independent financial comparison platform and is not affiliated with Cape Breton Credit Union.
Read our independent Cape Breton Credit Union review to compare financial metrics, chequing fees, and branch locations across Nova Scotia. As of 2026, Cape Breton Credit Union ranks #112 among Canadian credit unions with $159 million in total assets.
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Credit Union
Cape Breton
Cape Breton Credit Union is a credit union located in Nova Scotia. It was founded in 2017 through the merger of Steel Centre Credit Union and Coady Credit Union. It primarily serves Sydney and Glace Bay.
Cape Breton Credit Union traces its roots to 1932, when Dosco Employees Credit Union was established in Sydney to serve workers connected to the local steel industry. It later operated as Steel Centre Credit Union. Another predecessor, Coady Credit Union, was founded in 1933 in Glace Bay to serve members in the local mining community.
In January 2017, Steel Centre Credit Union and Coady Credit Union amalgamated to form Cape Breton Credit Union. Today, the credit union serves members through locations in Sydney and Glace Bay.
Cape Breton Credit Union offers personal and business banking, borrowing, savings, investments, and related financial services. Member deposits are protected through the Nova Scotia Credit Union Deposit Insurance Corporation.
Provinces served
Number of Members (as of 2025): ~6,000
Cape Breton Credit Union Ranking Among Credit Unions Monitored by WOWA
112th
by Assets
of 134 credit unions
108th
by Loans
of 133 credit unions
112th
by Deposits
of 133 credit unions
Cape Breton Credit Union ranks 112th among Canadian credit unions by assets monitored by WOWA, 108th by loans, and 112th by deposits, as of December 31, 2025. You can view the complete list of Canadian credit unions here.
Cape Breton Credit Union Branch Locations
Key Financial Metrics and Trends
| Metric | 2025 | 5-Year Change |
|---|---|---|
| Assets | $159M | N/A |
| Loans | $121M | N/A |
| Deposits | $141M | N/A |
| Loan-to-Deposit Ratio | 85.8% | — |
| Mortgages + HELOCs | N/A | N/A |
| Securities | $26M | N/A |
| Revenue | $6M | N/A |
| Efficiency Ratio | 93.9% | — |
| Target Members / Region | Sydney and Glace Bay | — |
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