Credit unions are full-service financial cooperatives. To become a credit union member, you must purchase shares which can start as low as $1. As a member, you gain access to a variety of financial services including chequing and savings accounts, mortgages, personal and business loans, and investment advice.
Beem Credit Union is a British Columbia based credit union with more than eight decades of cooperative banking history through its founding organizations. It was formed in 2024 through the merger of Interior Savings Credit Union and Gulf & Fraser Credit Union, bringing together regional credit union networks that included brands such as North Peace Savings and GFCU Savings.
Beem later expanded through its merger with BlueShore Financial, creating one of British Columbia’s largest provincially regulated credit unions. It serves members from Metro Vancouver and the Fraser Valley through the Interior, Cariboo, and Northern British Columbia.
Beem has also invested in digital banking, including a modern core banking system, digital platform, and website. These investments are intended to improve convenience, security, and member service while maintaining a member owned cooperative structure.
Coast Capital Savings is a British Columbia based federal credit union headquartered in Surrey, with roots reaching back to the 1940s. It took shape through the merger of Pacific Coast Savings and Richmond Savings in 2000, followed by Surrey Metro Savings in 2002.
Coast Capital became the first credit union from British Columbia to operate as a federal credit union, allowing it to serve members nationally under the federal credit union framework. It has also been associated with banking changes such as free chequing from a full service financial institution.
In 2026, Coast Capital completed a merger with Prospera Credit Union and Sunshine Coast Credit Union, forming a British Columbia headquartered federal credit union family of brands. Coast Capital provides personal and business banking, lending, mortgages, investments, and financial advice, with a focus on member service and community support.
Vancouver City Savings Credit Union, known as Vancity, is Canada’s largest community credit union and is headquartered in Vancouver, British Columbia. It was founded in 1946 by Vancouver residents who wanted to expand access to banking and credit through an open bond, community based cooperative.
Vancity has been associated with several developments in Canadian financial services. It was the first financial institution in Canada to provide mortgages to women without a male co-signer, and it introduced Canada’s first daily interest savings account and first socially responsible mutual fund.
Today, Vancity serves members in communities across British Columbia with personal and business banking, lending, mortgages, investments, and financial advice. Through its Shared Success program, Vancity shares a portion of profits with members and communities.
Servus Credit Union traces its roots to 1938, when Alberta credit unions began forming in response to limited access to banking during the Great Depression. Headquartered in Edmonton, Servus grew through decades of Alberta credit union amalgamations and became a province wide financial cooperative.
In 2024, Servus merged with connectFirst Credit Union in a transaction described as the largest merger in Canadian credit union history. In 2025, Servus was recognized as Canada’s largest credit union by total assets.
Servus offers personal and business banking, wealth management, and insurance services. Its Profit Share® program rewards eligible members based on their relationship with the credit union. Eligible deposits are fully guaranteed by the Credit Union Deposit Guarantee Corporation, with protection up to any dollar amount for Alberta credit union deposits.
Meridian Credit Union is Ontario’s largest credit union. It was formed in 2005 through the merger of Niagara Credit Union and HEPCOE Credit Union, with predecessor roots reaching back more than 80 years. With corporate offices in St. Catharines and Toronto, Meridian serves members across Ontario through digital banking, branches, and business banking centres.
As a member owned cooperative, Meridian offers personal, business, and wealth financial services, including chequing and savings accounts, mortgages, loans, investments, and financial planning. Its wholly owned subsidiary, Meridian OneCap Credit Corp., provides commercial equipment leasing and financing services across Canada.
Meridian has been recognized for workplace practices, including as Ontario’s largest certified living wage employer. In 2026, Meridian became the first provincial credit union approved as a Payments Canada member following expanded eligibility rules.
Tru Cooperative Bank, formerly First West Credit Union, is a British Columbia based federal credit union with roots reaching back to 1946 through its predecessor organizations. First West was formed in 2010 through the merger of Envision Financial and Valley First Credit Union, and later expanded through Enderby & District Financial and Island Savings.
The organization operates through regional brands, including Envision Financial, Valley First, Island Savings, and Enderby & District Financial. This structure allows members to continue using familiar local brands while accessing the resources of a larger cooperative financial institution.
In April 2026, First West completed its transition to federal regulation and began operating under the legal name Tru Cooperative Bank. Its regional brands continue to provide day to day banking, business services, and wealth management, while the federal structure allows the cooperative to serve members across Canada.
Access Credit Union is Manitoba’s largest credit union, shaped by decades of consolidation among community based credit unions across the province. Its roots reach back to early Manitoba credit unions formed in the 1930s and 1940s. More recent mergers with Noventis, Sunova, Carpathia, Casera, and Amaranth Credit Unions helped expand Access into a province wide cooperative serving both Winnipeg and rural Manitoba.
As a member owned financial institution, Access offers personal and business banking, mortgages, investments, wealth management, and access to insurance services. It has also been recognized repeatedly as one of Manitoba’s Top Employers.
Access combines local credit union roots with the scale to serve communities across Manitoba. Its work focuses on member service, community investment, and cooperative financial services for individuals, businesses, and local organizations.
Prospera Credit Union was a British Columbia based credit union with roots reaching back to 1943, when Edelweiss Credit Union was founded in Vancouver to serve the German Canadian community. Another predecessor, Fraser Valley Credit Union, was established in Abbotsford in 1949. The two merged in 2002 to form Prospera.
Prospera expanded in 2020 through its merger with Westminster Savings Credit Union, which was described at the time as the largest merger in Canadian credit union history. It served members across the Lower Mainland, Fraser Valley, and Okanagan with personal and business banking, lending, mortgages, investments, and financial advice.
In May 2026, Prospera merged with Coast Capital Savings and Sunshine Coast Credit Union to form Coast Capital Savings Federal Credit Union. Prospera continues as a regional brand within the combined federal credit union.
Steinbach Credit Union (SCU) was founded in 1941 in Steinbach, Manitoba. Its early records were kept in a small scribbler, and the credit union grew from local community origins into one of Manitoba’s largest credit unions and one of the largest credit unions in Canada.
SCU is known for expanding primarily through organic growth rather than mergers. From its base in southeastern Manitoba, it later expanded into Winnipeg while maintaining a focused service model built around member relationships and financial advice.
SCU serves personal, business, and agricultural members with banking, lending, investment, and wealth management services. Its work focuses on tailored advice, practical financial solutions, and long term service for members, businesses, farms, and communities.
Assiniboine Credit Union, now operating as Assiniboine Credit Union / Caisse Assiniboine, traces its origins to 1943, when Ed McCaffrey and co-workers from the Winnipeg Electric Company formed an open bond credit union in response to wartime financial hardship and high cost moneylending. It later grew into one of Manitoba’s largest credit unions, serving urban, rural, and northern communities.
ACU is a certified B Corporation and has been recognized as one of Canada’s Greenest Employers. Its community work includes financial inclusion, reconciliation, and support for people and neighbourhoods with limited access to traditional financial services.
ACU was the first financial institution in Manitoba to sign the Winnipeg Indigenous Accord. Following its merger with Caisse Financial Group and Westoba Credit Union, it operates as a bilingual, member owned financial cooperative offering French language services.
Affinity Credit Union is one of Saskatchewan's largest credit unions, headquartered in Saskatoon and serving communities across the province. Formed in 2005 through the consolidation of Saskatchewan credit unions, Affinity operates as a member owned cooperative with a focus on local ownership and community reinvestment.
Affinity states that member deposits are reinvested and circulated in Saskatchewan through loans and mortgages that support individuals, families, farms, businesses, and communities. It offers personal and business banking, mortgages, loans, investments, and financial advice. Its subsidiary, Affinity Insurance, provides home, auto, business, and farm insurance services.
Affinity is also a member of the Global Alliance for Banking on Values, an international network of financial institutions focused on social, environmental, and economic impact through finance.
Alterna Savings traces its roots to the Civil Service Savings and Loan Society, founded in Ottawa in 1908 by federal civil servants seeking a cooperative alternative to high cost moneylenders. Alphonse Desjardins helped support its creation, and the institution became the first full service, member owned cooperative financial institution in Canada outside Quebec.
Alterna took its current name in 2005 after the merger of CS CO-OP Credit Union and Toronto’s Metro Credit Union. It has since expanded through additional mergers with Ontario credit unions while continuing to operate as a bilingual, member owned financial cooperative.
Alterna also owns Alterna Bank, a direct banking subsidiary that serves Canadians nationally. Together, Alterna Savings and Alterna Bank provide banking, lending, investment, and financial services with a focus on financial inclusion, community lending, and accessibility.
DUCA Credit Union was founded in Toronto in 1954 by Dutch immigrants to Canada and originally operated as Dutch Canadian Toronto Credit Union. From those origins, it has grown into a major Ontario credit union serving members across Southern Ontario, including the Greater Toronto Area.
DUCA was Canada's first credit union to receive B Corporation certification, reflecting verified social and environmental performance, transparency, and accountability. Its cooperative model also includes sharing profits with members through its Do More Profit Sharing program.
Today, DUCA serves personal and business members with banking, lending, mortgages, investments, and advice. Through initiatives such as the DUCA Impact Lab, it also works on financial inclusion, fair access to credit, and services for people who may be underserved by traditional financial institutions.
FirstOntario Credit Union has roots in southern Ontario’s labour and community credit union history. It traces its origins to 1939, when employees of the Steel Company of Canada in Hamilton formed Stelco Employees Credit Union. Over time, it grew through mergers with other community based cooperatives, including Niagara region predecessors, and adopted the FirstOntario name in 2000.
Today, FirstOntario serves members across Hamilton, Niagara, Halton, and southwestern Ontario with personal and business banking, mortgages, loans, investments, and financial advice. As a member owned cooperative, it reinvests profits into local partnerships, charitable support, and community programs.
One of its established community initiatives is support for student nutrition programs, which help provide food to students through local school and community partners.
Libro Credit Union was founded in 1951 by Dutch Catholic immigrants in the Diocese of London, Ontario, who sponsored Theodore J. Smeenk to help establish a cooperative financial institution for their community. An early predecessor name was St. Willibrord Community Credit Union, and Libro later grew through the combination of multiple organizations across southwestern Ontario.
Headquartered in London, Libro is the largest credit union in southwestern Ontario. It serves individuals, families, farms, and businesses with banking, lending, investments, financial coaching, and advice. Libro refers to its members as Owners and shares profits with them through its cooperative model.
Libro is also a certified B Corporation, reflecting verified social and environmental standards alongside financial performance. Its work focuses on member ownership, local financial services, community investment, and support for the economic well-being of southwestern Ontario.
UNI Financial Cooperation is the largest Acadian francophone financial institution in Canada. Its roots reach back to 1936, when the first Caisse populaire acadienne was founded in Petit Rocher, New Brunswick. Its development was connected to the use of the cooperative model to expand financial access, local ownership, and economic participation in Acadian communities.
Headquartered in Caraquet, UNI serves communities across New Brunswick with personal, business, wealth, and insurance services. In 2016, it became the first credit union in Canada to obtain a federal charter, placing it under the federal credit union framework.
UNI continues to operate with a local and francophone identity, providing cooperative financial services for members, businesses, and community development in New Brunswick.
Founded in Windsor in 1940, Windsor Family Credit Union, now operating as WFCU Credit Union, grew from local cooperative roots in Windsor Essex into one of Ontario’s largest credit unions. Its history includes the amalgamation of workplace and community based credit unions connected to southwestern Ontario.
WFCU has expanded across the province through mergers and partnerships, including with Rapport Credit Union, Education Credit Union, and Healthcare Credit Union, which continue as divisions within the WFCU family. This structure allows WFCU to serve a broader Ontario membership while maintaining community and sector based divisions.
Today, WFCU offers personal and business banking, lending, mortgages, investments, and financial advice. It also maintains a community presence in Windsor, including through the WFCU Centre, the city’s major sports and entertainment venue and home of the Windsor Spitfires.
Cambrian Credit Union was founded in Winnipeg in 1959 as Co-operators Credit Union, originally serving members of Red River Co-op as a closed bond institution. Over time, it expanded through mergers with community and workplace based credit unions, eventually bringing together more than two dozen predecessor organizations into a cooperative serving the Winnipeg and Selkirk markets.
In 1998, Cambrian launched Achieva Financial, a division of Cambrian and one of Canada’s first online only financial institutions. Achieva gave savers a way to bank digitally at a time when online banking was still developing.
Today, Cambrian offers personal and business banking, mortgages, loans, investments, and financial advice. Its cooperative model remains rooted in Manitoba, with a focus on member ownership and accessible financial services.
Innovation Federal Credit Union was formed in 2007 through the merger of Southwest Credit Union and BCU Financial. Headquartered in Swift Current, it has roots in Saskatchewan communities and became the first federal credit union headquartered in Saskatchewan in 2023, allowing it to serve members across Canada under the federal credit union framework.
Innovation operates under a philosophy it calls Responsible Banking™, which includes low and no fee products, quarterly member returns, and reinvestment in the communities it serves. It refers to its physical locations as Advice Centres, reflecting a focus on guidance and member relationships.
In 2026, Innovation completed its merger with ABCU Credit Union in Alberta, described as the first interprovincial credit union merger in Canadian history. The merger expanded Innovation’s service area while maintaining its cooperative structure and focus on member ownership.
Coastal Community Credit Union traces its origins to 1945, when Vancouver Island residents began organizing a cooperative financial institution. Nanaimo & District Credit Union was incorporated the following year and later became part of the institution now known as Coastal Community Credit Union.
Coastal Community has grown through mergers and acquisitions into the largest Island based financial organization serving Vancouver Island and the Gulf Islands. It offers personal, business, and commercial banking, along with insurance services and wealth management through related Coastal Community organizations and partners.
Coastal Community’s work focuses on financial health, local decision-making, and community investment. Through grants, scholarships, sponsorships, and local partnerships, it supports initiatives in the communities where its members and employees live and work.
Your Neighbourhood Credit Union (YNCU) traces its roots to 1947, when St. Louis Parish Credit Union began in Waterloo to promote thrift and provide loans to its members. Through mergers with community and workplace based credit unions, including the 2007 combination of Grand River Credit Union and the original Your Neighbourhood Credit Union, YNCU grew into one of Ontario’s larger cooperative financial institutions.
Headquartered in Kitchener, YNCU serves communities across southwestern Ontario and, through Community First, a division of YNCU, parts of northern Ontario. It offers personal and business banking, lending, mortgages, investments, and financial advice.
YNCU also provides financial literacy resources through YNCUniversity, an online hub covering topics such as financial planning, saving, fraud awareness, and everyday money management for members and the broader public.
Conexus Credit Union is one of Saskatchewan’s largest credit unions, with roots reaching back to 1937, when it was founded in Regina as Regina Co-operative Savings and Credit Union. It later became Sherwood Savings and Credit Union before growing through mergers into the institution known today as Conexus.
In 1976, while operating as Sherwood Credit Union, it introduced Canada’s first automated teller machine at its Regina branches. The credit union later expanded through mergers and now serves personal, business, and agricultural members across Saskatchewan with banking, lending, investment, and advice services.
Conexus contributes a portion of pre-tax profits to community investment each year, supporting organizations that address social and economic priorities in the province. In 2026, Conexus merged with Cornerstone and Synergy Credit Unions under the Conexus Credit Union name.
Vision Credit Union traces its roots to Camrose, Alberta, where it began around 1950 as a cooperative financial resource for employees at a local seniors care facility. It has since grown into one of Alberta’s larger credit unions while maintaining a focus on rural communities.
Vision offers personal, business, and agricultural banking, including products and advice for farmers and ranchers. The credit union states that member deposits and profits are invested back into Alberta through local loans, mortgages, community contributions, and member dividends.
Its profit sharing program returns a portion of earnings to members. Vision’s work is focused on rural Alberta, local relationships, practical financial service, and support for families, farms, businesses, and communities in the regions it serves.
Northern Credit Union has served residents and businesses across Northern Ontario since 1957, when it was founded in Sault Ste. Marie as Sault Civic Employees Credit Union. Over time, it evolved from an employee based credit union into a community focused cooperative financial institution, growing through mergers with other Northern Ontario credit unions.
In 2025, Northern merged with Copperfin Credit Union under the Northern Credit Union name. It now serves communities across Northern Ontario, from the Manitoba border to the Quebec border, with personal and business banking, lending, mortgages, investments, and financial advice.
As a member owned institution, Northern focuses on local service, regional decision-making, and keeping member dollars connected to the communities, businesses, and families it serves.
Kawartha Financial Services, formerly Kawartha Credit Union, traces its roots to 1952 in Peterborough, Ontario, when employees of Canadian General Electric formed Cangeco Credit Union as a workplace based cooperative. In 1978, it opened membership to the broader community and adopted the Kawartha name.
Over time, Kawartha expanded through mergers with smaller credit unions across east central Ontario. It also established a Community Involvement Program, through which a portion of profits has been directed to local organizations and causes.
On January 1, 2026, Kawartha merged with Libro Credit Union. It now continues as Kawartha Financial Services within the combined Libro organization, maintaining a regional identity while giving members access to the broader scale and resources of a larger cooperative financial institution.
Kindred Credit Union was founded on March 21, 1964, when members of the Waterloo County Mennonite community created a cooperative financial institution. Originally known as Mennonite Savings and Credit Union, it served faith community members for decades before gradually opening its membership more widely and rebranding as Kindred Credit Union in 2016.
Kindred integrates values based criteria into its financial services. It limits investments in areas such as gambling, weapons, tobacco, alcohol, and cannabis, and offers products such as Affordable Housing GICs, which help finance long term affordable housing in Waterloo Region.
Headquartered in Kitchener, Kindred is a certified B Corporation serving Southern Ontario. Its work connects everyday banking, investing, and lending with member ownership, community impact, and responsible financial stewardship.
Cornerstone Credit Union was a Saskatchewan based credit union with roots reaching back to 1941, when members in Wynyard formed a local cooperative financial institution. Over the decades, it grew through mergers with other community credit unions across eastern and central Saskatchewan, including the later combination with Horizon and Plainsview Credit Unions.
Headquartered in Yorkton, Cornerstone served rural and small town Saskatchewan with personal, business, and agricultural banking services. Its work focused on local ownership, practical financial advice, and financial services for farms, businesses, and communities in the region.
On January 1, 2026, Cornerstone amalgamated with Conexus and Synergy Credit Unions under the Conexus Credit Union name, continuing its cooperative banking history within a larger province wide financial institution.
Prosperity Credit Union is a Saskatchewan based credit union formed in 2025 through the merger of Diamond North Credit Union, Prairie Centre Credit Union, and Cypress Credit Union. The merger brought together three rural cooperative institutions with roots in different parts of the province.
Prosperity serves members in rural Saskatchewan with personal, business, and agricultural banking, lending, mortgages, investments, and financial advice. Its work focuses on local relationships, member ownership, and financial services for families, farms, businesses, and communities.
As a member owned cooperative, Prosperity’s stated purpose is connected to the financial well-being of its members and the long term strength of the communities it serves. Its identity reflects rural Saskatchewan, local ownership, and cooperative financial service.
Cape Breton Credit Union traces its roots to 1932, when Dosco Employees Credit Union was established in Sydney to serve workers connected to the local steel industry. It later operated as Steel Centre Credit Union. Another predecessor, Coady Credit Union, was founded in 1933 in Glace Bay to serve members in the local mining community.
In January 2017, Steel Centre Credit Union and Coady Credit Union amalgamated to form Cape Breton Credit Union. Today, the credit union serves members through locations in Sydney and Glace Bay.
Cape Breton Credit Union offers personal and business banking, borrowing, savings, investments, and related financial services. Member deposits are protected through the Nova Scotia Credit Union Deposit Insurance Corporation.
Synergy Credit Union was a Saskatchewan based credit union founded in 1943 as Lloydminster Savings and Credit Union. Based in Lloydminster, it grew into one of Saskatchewan’s larger cooperative financial institutions, serving members across west central Saskatchewan.
Synergy offered personal, business, and agricultural banking, along with lending, investments, and financial advice. Its work focused on local service, member ownership, and community reinvestment. The credit union was also recognized as one of Saskatchewan’s Top Employers.
Synergy returned earnings to members, employees, and community initiatives through programs such as Synergy Shares. On January 1, 2026, Synergy amalgamated with Conexus and Cornerstone Credit Unions under the Conexus Credit Union name, continuing its regional cooperative banking history within a larger province wide financial institution.
Sunrise Credit Union was formed in 2008 through the merger of Virden, Turtle Mountain, Hartney, Tiger Hills, and Cypress River Credit Unions. These predecessor institutions brought together cooperative roots in western Manitoba, creating a member owned financial institution serving rural and small town communities.
Headquartered in Brandon, Sunrise serves communities across southwestern Manitoba with personal and business banking, lending, mortgages, investments, and financial advice. Its work focuses on local service, member ownership, and financial support for the communities where its members live and work.
Sunrise also supports community initiatives through sponsorships, local partnerships, and its Building Communities Grant Program, which provides funding for Manitoba projects and organizations. Its approach reflects the cooperative role of local credit unions in serving residents, businesses, and families across the region.
Kootenay Savings Credit Union was formed on January 1, 1969, through the amalgamation of credit unions in Trail, Fruitvale, and Castlegar. From those regional cooperative roots, it developed into a financial institution serving Kootenay communities in southeastern British Columbia.
Headquartered in Trail, Kootenay Savings offers personal, business, and commercial banking, along with wealth management and insurance services through related organizations and partners. Its operations, leadership, and community work remain centred in the Kootenays.
Kootenay Savings also operates the Kootenay Savings Community Foundation, established in 2000 to support nonprofit initiatives in areas such as education, health, culture, the environment, social well-being, and economic development. Through the foundation, sponsorships, bursaries, and local partnerships, it supports organizations and projects in the communities it serves.
Fusion Credit Union was formed in 2018 through the amalgamation of Vanguard Credit Union and Catalyst Credit Union. The merger brought together Manitoba credit unions serving Parkland and southwestern Manitoba, creating a member owned financial institution with roots in rural and regional communities.
Fusion offers personal, business, and agricultural banking, including lending, mortgages, investments, and financial advice. Its work reflects the local focus of its predecessor credit unions and supports members, farms, businesses, and communities in the regions it serves.
Fusion has been recognized as one of Manitoba’s Top Employers. It also supports members and communities through member returns, sponsorships, local partnerships, and community investment programs such as the Full Circle Fund and Community Infusion.
East Coast Credit Union traces its roots to 1933, when farmers and fishers in rural Nova Scotia organized a cooperative financial institution to improve access to credit and keep local savings working in their communities. Since then, East Coast has grown into one of Nova Scotia’s larger credit unions.
Headquartered in Dartmouth, East Coast serves members across Nova Scotia with personal and business banking, lending, mortgages, investments, and financial advice. Its work is focused on local service, community investment, and the cooperative principle that members are also owners.
East Coast is also a certified B Corporation, reflecting verified social and environmental standards. It is currently exploring a merger with Acadian Credit Union, iNova Credit Union, and Teachers Plus Credit Union, a proposal that could create a larger province wide cooperative financial institution.
Tandia Financial, now a division of Alterna Savings, was formed in 2014 through the merger of Teachers Credit Union and Prosperity ONE Credit Union. Its predecessor institutions had southern Ontario cooperative roots dating to 1940 and 1957, including connections to the education and community service sectors.
Operating under the Tandia Financial name, the credit union served members in Hamilton, Halton, Brant, and surrounding communities with personal and business banking, lending, mortgages, investments, and financial advice. Its work focused on member ownership, local service, and cooperative financial services for individuals, families, and businesses.
In 2026, Tandia Financial joined Alterna Savings and Credit Union. It continues to serve members as Tandia Financial, a division of Alterna Savings, within a larger Ontario cooperative financial institution.
Ukrainian Credit Union (UCU) was founded in Toronto in 1944 by members of the Ukrainian National Federation. Created within the Ukrainian Canadian community during the Second World War period, it provided a member owned financial institution for people seeking cooperative banking services and community based support.
Over the decades, UCU has grown into the largest Ukrainian credit union in Canada. It serves members across Ontario while maintaining a connection to Ukrainian culture, community organizations, and cooperative values. Membership is open to Ukrainian Canadians and like minded individuals who support its mission.
UCU supports Ukrainian cultural, educational, charitable, and community organizations. Since 2022, it has also supported newly arriving Ukrainians in Canada following the Russia-Ukraine conflict, through banking services and related financial support.
Mainstreet Credit Union was formed in 2013 when Unigasco Community Credit Union in Chatham and Sydenham Community Credit Union in the London Middlesex area joined together. It expanded soon after when Lambton Financial Credit Union in Sarnia and Goderich Community Credit Union joined Mainstreet, broadening its service area across southwestern Ontario.
Mainstreet serves members as a member owned financial cooperative. It offers personal and business banking, borrowing, mortgages, investments, and financial advice, along with agricultural lending and financing for farms and rural businesses.
As a cooperative, Mainstreet reinvests profits into the communities it serves rather than distributing them to outside shareholders. Its work focuses on local ownership, practical advice, and financial services for members, businesses, farms, and communities in southwestern Ontario.
Credit Union Atlantic, known as CUA, has served Nova Scotians since 1948, when it opened in Halifax as Dockyard Credit Union. It has since developed into a full service, member owned financial institution based in Halifax and serving people and businesses in the surrounding region.
CUA offers personal and business banking, mortgages, loans, investments, wealth management, and commercial lending. Its service model includes personalized advice, flexible products, and local decision-making for members and business clients.
As a cooperative, CUA focuses on the financial needs of the Nova Scotians it serves. Through community investment, grants, partnerships, and local support, it contributes to organizations and initiatives in the communities where its members live and work.
Stride Credit Union is a Manitoba based credit union serving the Central Plains region. It was formed in 2017 through the amalgamation of Austin Credit Union and Portage Credit Union, and later expanded through its merger with Beautiful Plains Credit Union. These predecessor institutions brought local cooperative banking roots from communities across central Manitoba.
Headquartered in Portage la Prairie, Stride serves personal, business, and agricultural members with banking, lending, mortgages, investments, and financial advice. Its work is focused on practical financial service for families, farms, businesses, and local organizations in the region.
Stride emphasizes local insight and local decision-making. Lending decisions are made by people who live and work in the same communities they serve, supporting a cooperative model connected to member and community needs.
Salmon Arm Savings and Credit Union, widely known as SASCU, was established in 1946 in Salmon Arm, British Columbia. It was created as a cooperative financial institution serving local residents and businesses in the Shuswap region.
SASCU operates as a local financial group, offering personal and business banking, lending, insurance, investments, and wealth management services. Its cooperative structure means members are also owners, with directors elected by the membership to oversee the organization.
SASCU has maintained a local focus throughout its history. Its work is centred on financial services for residents, businesses, and community organizations in the Shuswap, with decision-making connected to the region it serves.
Buduchnist Credit Union, known today as BCU Financial, was founded in Toronto in 1952 by Ukrainian newcomers who pooled their savings to create a community based financial institution. The name Buduchnist means “future” and reflects the organization’s origins in a newcomer community building financial support in Canada.
BCU has grown into a full service financial group serving members across Ontario. Through BCU Financial Group, it offers personal and business banking, lending, mortgages, investments, wealth management, and related financial services. It also supports Ukrainian Canadian cultural, educational, charitable, and community organizations through BCU Foundation.
BCU Foundation has supported humanitarian aid efforts for Ukraine since 2014, with continued fundraising, donation matching, and community support.
Brunswick Credit Union was launched in 2023 through the amalgamation of Bayview Credit Union, Advance Savings Credit Union, and Progressive Credit Union. The merger created the largest provincially regulated credit union in New Brunswick and brought together cooperative institutions serving communities across the province.
Brunswick continues to recognize its legacy divisions, allowing members to keep familiar local connections while accessing the resources of a combined organization. As a member owned cooperative, it provides personal and business banking, lending, mortgages, investments, and financial advice.
Brunswick supports New Brunswick communities through corporate donations, scholarships, volunteerism, and local investment. Its work is focused on member service, community support, and cooperative banking that returns value to members and communities rather than outside shareholders.
Sunshine Coast Financial, formerly Sunshine Coast Credit Union, traces its roots to 1941, when Roberts Creek Credit Union was founded by local residents on British Columbia’s Sunshine Coast. Over time, it grew into a financial institution serving coastal communities in the region.
Sunshine Coast Credit Union offered personal and commercial banking with a focus on local service, member relationships, and community participation. Its work was connected to the residents, businesses, and organizations of the Sunshine Coast.
On May 6, 2026, Sunshine Coast Credit Union merged with Coast Capital Savings and Prospera Credit Union to form Coast Capital Savings Federal Credit Union. It now operates under the Sunshine Coast Financial name within the combined federal credit union organization, maintaining a regional identity as part of a larger cooperative financial institution.
IC Savings was founded in 2000 as Italian Canadian Savings & Credit Union, with its first branch in Woodbridge, Ontario. Its origins are connected to the Italian Canadian community in the Greater Toronto Area and to the goal of providing cooperative banking through a locally focused, member owned financial institution.
Over time, IC Savings expanded its services while continuing to operate as a full service financial cooperative. It serves personal and business members with banking, lending, mortgages, investments, and financial advice. It also offers mortgage broker services for borrowers seeking more specialized lending support.
Today, IC Savings operates under its shortened name while retaining its legal and historical connection to Italian Canadian Savings & Credit Union. Its work focuses on cooperative banking, community relationships, and practical financial services for members.
Community Savings Credit Union was founded in British Columbia in 1944 with roots in the labour movement and a focus on serving working people. That history remains part of its current identity, including its public positioning as “the unions’ credit union” and its stated purpose of uniting working people to build a just world.
Community Savings offers personal and business banking as a member owned financial cooperative. It is recognized as British Columbia’s largest fully unionized credit union and maintains a focus on labour rights, economic inclusion, and community investment.
Its community focused work also includes AnXin Community Savings, a division serving Chinese Canadians and Chinese language communities in British Columbia, and Aria Savings, a credit union brand for Persian Canadians and Farsi language communities. Community Savings combines cooperative financial services with a stated focus on equity, worker support, and financial inclusion.
Integris Credit Union, now a division of Coastal Community Credit Union, was a north central British Columbia credit union with roots reaching back to 1946 through Prince George Savings Credit Union. It took shape in the mid 2000s through the amalgamation of Prince George Savings, Nechako Valley, and Quesnel & District Credit Unions, first as North Country Credit Union and later under the Integris name.
Headquartered in Prince George, Integris served communities across British Columbia’s central interior with personal and business banking, insurance, financial planning, and related services. Its work focused on local relationships, regional decision-making, and financial services for smaller communities, including areas where access to financial institutions was limited.
Integris was also recognized as a living wage employer and community investor. On January 1, 2026, it merged with Coastal Community Credit Union and continues as the Integris division within a larger British Columbia cooperative financial institution.
1st Choice Savings & Credit Union is a Lethbridge based financial cooperative with roots reaching back to 1938, when St. Patrick’s Credit Union began serving members in the city. A separate predecessor, Lethbridge Central Savings & Credit Union, was formed in 1941 and later became Southland Credit Union through local amalgamations. In 2001, Southland and St. Patrick’s joined together to create 1st Choice Savings.
Today, 1st Choice serves communities across southern Alberta with personal, business, and agricultural banking, including lending, mortgages, investments, and financial advice. Its work is focused on cooperative ownership, local service, and financial support for families, farms, and businesses in the region.
As a member owned cooperative, 1st Choice emphasizes fair treatment, personalized service, and the use of member deposits to support local financial activity.
Khalsa Credit Union was established in British Columbia in 1986 by members of the province’s Sikh community. It was created to provide cooperative financial services with cultural understanding and community based service for members whose needs were not always well served by mainstream financial institutions.
Khalsa offers personal and business banking, lending, mortgages, investments, and financial advice. Its identity is connected to Sikh values such as seva, equality, accountability, generosity, and community service. It serves Sikh and like minded communities across British Columbia while operating as a member owned credit union.
Khalsa’s community work includes scholarships, bursaries, charitable giving, and youth financial literacy initiatives, including support for Junior Achievement British Columbia’s Dollars with Sense program. Its work combines financial services with support for culture, education, and community development.
PenFinancial Credit Union has served Niagara for more than 60 years. Its history includes the consolidation of workplace-based credit unions formed by local workers in sectors such as manufacturing, health care, municipal services, and other community fields. Today, it is headquartered in Welland and operates as a member-owned financial cooperative serving Niagara and Haldimand.
PenFinancial is a certified B Corporation and a Living Wage Employer. It is also recognized by the Ontario Living Wage Network as the only financial institution in Niagara with that designation. The credit union supports renewable energy through Bullfrog Power and funds local initiatives through programs such as the Truly Local Grant Program.
PenFinancial’s work is focused on member service, local reinvestment, and community-based financial services.
Northern Savings Credit Union has roots reaching back to 1940, including through Prince Rupert Fishermen’s Credit Union on British Columbia’s northwest coast. Its early development reflected the need for local financial services in coastal and island communities with distinct geographic and economic conditions.
Over time, several north coast and Haida Gwaii credit unions consolidated, and the Northern Savings name was adopted in the 1990s. Terrace & District Credit Union later joined, extending the credit union’s reach inland while maintaining its regional focus.
Headquartered in Prince Rupert, Northern Savings serves communities in northwestern British Columbia and on Haida Gwaii with personal and business banking, insurance, investing, and financial advice. Its work is focused on local decision-making, member service, and financial support for the coastal, island, Indigenous, and fishing communities it serves.
Newfoundland and Labrador Credit Union (NLCU) is the largest credit union in the province, serving members across communities in Newfoundland and Labrador. It operates as a full-service, member-owned financial institution offering personal and business banking, mortgages, loans, investments, and access to insurance services.
NLCU has been associated with financial service innovation in the province, including early adoption of computerized banking. It has also gained the ability over time to offer certain insurance and benefit products directly to members, reflecting differences in provincial regulatory frameworks.
With provincial roots and a cooperative structure, NLCU provides a local alternative to larger financial institutions. Its services support the financial needs of individuals, families, and businesses across Newfoundland and Labrador.
Rosenort Credit Union was founded on March 6, 1940, when members of the Rosenort community in southern Manitoba purchased shares to create a local financial cooperative. From its origins in a community with Mennonite roots, the credit union developed around member ownership, local decision-making, and financial service for residents and businesses in the area.
Rosenort Credit Union now serves members in Rosenort, Altona, Winkler, and the surrounding Pembina Valley region. Its services include personal, agricultural, and business banking.
The credit union remains locally focused and relationship based. Its work is centred on providing financial support for southern Manitoba families, farms, and businesses while maintaining a cooperative structure governed by its members.
Weyburn Credit Union has served southeastern Saskatchewan for more than 80 years as a locally owned and democratically governed financial cooperative. It provides personal, business, agricultural, and wealth services for members in Weyburn and the surrounding area.
As a cooperative, Weyburn Credit Union returns value to members through bonuses, rebates, service improvements, and community reinvestment rather than distributing profits to outside shareholders. Its local focus is also reflected in support for community projects, including its role in the Credit Union Spark Cinema project in Weyburn.
Weyburn Credit Union’s work is centred on practical financial service, local decision-making, and support for the members, businesses, farms, and communities it serves.
StellerVista Credit Union was formed in 2023 through the merger of Heritage Credit Union and East Kootenay Community Credit Union. The StellerVista name is new, but the combined organization carries more than 70 years of cooperative banking history in the Kootenay and Boundary regions of British Columbia.
Headquartered in Cranbrook, StellerVista serves communities in southeastern British Columbia with personal and business banking, lending, mortgages, investments, insurance, and financial advice. Its public messaging emphasizes local service, regional knowledge, and community investment.
As a member-owned cooperative, StellerVista returns value to members and communities through patronage rewards, dividends, and donations. Its work is focused on local decision-making, member service, and supporting the financial needs of the communities it serves.
TCU Financial Group traces its origins to November 4, 1952, when 17 charter members formed the Saskatchewan Teachers’ Federation Savings & Credit Union to provide cooperative financial services for teacher members. The TCU name reflects those teacher credit union roots, although the institution has since evolved into a full-service credit union serving individuals, organizations, and businesses across Saskatchewan.
Headquartered in Saskatoon, with locations in Saskatoon and Regina, TCU offers personal and business banking, lending, mortgages, wealth management, and financial planning. As a member-owned cooperative, it focuses on local service, practical advice, and financial solutions for Saskatchewan members and communities.
TCU supports community initiatives through partnerships and member-focused service, while maintaining its cooperative structure and regional focus.
Lakeland Credit Union traces its roots to May 7, 1940, when St. Louis Savings Credit Union was formed in the Bonnyville area of northeastern Alberta. It later operated as Caisse Populaire St. Louis Credit Union and eventually opened membership to all residents of the Bonnyville area. In 1994, the Bonnyville and Cold Lake credit unions amalgamated to create Lakeland Credit Union.
Today, Lakeland serves the Bonnyville and Cold Lake region as a member-owned financial cooperative. It offers personal and business banking, lending, mortgages, investments, and financial advice.
Lakeland’s cooperative model includes annual profit sharing with members and support for local community initiatives. Through financial literacy sessions, local giving, and employee volunteerism, it contributes to the financial well-being of the northeastern Alberta communities it serves.
FCU Community Financial, formerly First Credit Union, traces its origins to Powell River, British Columbia, where a local cooperative financial institution was organized in 1932 and formally chartered in 1939 as Powell River Credit Union. It is recognized as British Columbia’s first credit union.
For decades, First Credit Union served coastal British Columbia communities with personal and business banking, lending, wealth services, and local financial advice. Its community role included returning a portion of profits to local initiatives and maintaining a cooperative structure focused on member ownership and regional service.
On December 1, 2025, First Credit Union completed its merger with Vancity and began operating as FCU Community Financial, a division of Vancity. The division continues to serve coastal communities while operating within a larger cooperative financial institution.
Sudbury Credit Union was established on September 13, 1951, in Copper Cliff, Ontario, and was originally incorporated as Copper Cliff Community Credit Union. Copper Cliff is now part of Greater Sudbury, and the credit union was created to serve the financial needs of residents in the local mining community.
Over time, Sudbury Credit Union grew into a full service financial institution serving the broader Greater Sudbury region. It provides personal, business, and community banking services, including accounts, borrowing, mortgages, investments, and financial advice.
As a locally owned cooperative, Sudbury Credit Union is governed by directors elected by its members. It also directs 5% of pre tax profits each year to local sponsorships and donations, supporting organizations and initiatives in the communities it serves.
Radius Credit Union is a rural Saskatchewan credit union headquartered in Ceylon. It was formed through the amalgamation of community credit unions in the Ogema, Pangman, and Radville areas, with roots spanning more than 70 years.
Radius serves communities across southern Saskatchewan, including Avonlea, Ceylon, Earl Grey, Ogema, Pangman, Radville, Torquay, and Tribune. It provides personal, agricultural, and business banking services, including accounts, borrowing, mortgages, investments, and financial advice.
As a member owned cooperative, Radius is governed by a board elected from its membership. Its operations reflect a rural service model, with staff and directors connected to the communities it serves and a focus on local financial needs, agriculture, small businesses, and community development.
Banff Savings & Credit Union was founded in 1953 in Banff, Alberta. Its early history included founding partners Harry and Felicia Pedhirney and Harry and Bella Hiscock, with Felicia Pedhirney serving in management and board roles for many years.
In 1975, the institution amalgamated with Canmore Credit Union and adopted the Bow Valley Credit Union name. It later expanded into additional Alberta communities, including Cochrane, Calgary, and Airdrie. Headquartered in Cochrane, Bow Valley serves members with personal and business banking, lending, mortgages, investments, and financial advice.
Bow Valley has also pursued financial service innovation. In 2025, it launched a Bitcoin Gateway in partnership with fintech providers, positioning the credit union as an adopter of digital asset services within the cooperative banking sector.
Bulkley Valley Credit Union was founded in May 1941 and serves communities in the Bulkley Valley region of northwestern British Columbia. Headquartered in Smithers, it provides financial services to members in communities from Burns Lake to the Hazeltons.
The credit union offers personal and business banking, mortgages, loans, and investment services, with insurance and financial planning available through related divisions. Its governance structure includes a board of directors elected by members, keeping oversight connected to the communities it serves.
As a member owned cooperative, Bulkley Valley Credit Union shares a portion of its financial success with members through patronage returns. Its work focuses on local decision making, member service, and financial support for individuals, businesses, and communities in northwestern British Columbia.
Parama Credit Union was established in 1952 by Lithuanian immigrants who came to Canada following the Second World War. Its name means support in Lithuanian, reflecting its original purpose of helping community members access financial services for homes, businesses, and settlement in Canada.
The credit union received its Ontario charter in December 1952, and banking operations began in early 1953. Originally serving Toronto’s Lithuanian community, Parama expanded its membership province wide in 1996 and now welcomes residents across Ontario.
Today, Parama operates from Toronto’s west end and offers personal and business banking, mortgages, loans, investments, and related financial services. It remains connected to Lithuanian Canadian community life while operating as a member owned financial cooperative open to a broader Ontario membership.
Motor City Community Credit Union traces its heritage to 1938, when a credit union was established within the Windsor Star for printing workers and later became known as Printers' Industrial Credit Union. Other workplace based credit unions later served employees in hospitals, automotive plants, municipal departments, and local industries.
Over time, these closed bond credit unions combined their operations and opened membership to residents of Windsor and Essex County. This history reflects the role of workplace and labour based financial cooperatives in the region.
Today, Motor City Community Credit Union serves personal and business members with banking, lending, mortgages, investments, and wealth management services. It operates as a locally governed financial cooperative, with decisions made within the community it serves.
Sharon's Credit Union was founded in 1988 to serve Korean Canadian communities in Vancouver and the Lower Mainland. Its name is derived from the Rose of Sharon, the national flower of Korea, reflecting the cultural background of its founding community. The credit union received its British Columbia charter and began operations in 1989.
Headquartered in Vancouver, Sharon's provides personal and business banking services, including accounts, borrowing, mortgages, investments, and financial advice. Insurance services are also available through a related division.
Although its roots are in the Korean Canadian community, membership is open to a broader public. Sharon's operates as a member owned financial cooperative serving individuals, businesses, and communities across the Lower Mainland.
St. Stanislaus-St. Casimir’s Polish Parishes Credit Union Limited
St. Stanislaus St. Casimir's Polish Parishes Credit Union was founded on August 9, 1945, at St. Stanislaus Roman Catholic Parish in Toronto. It was established by Oblate Fathers to provide financial services for members of the Polish Catholic community. A second office opened in 1958 at St. Casimir's Roman Catholic Parish.
Headquartered on Roncesvalles Avenue in Toronto, the credit union serves members across Ontario with personal and business banking, mortgages, loans, investments, and related financial services.
The credit union also has a cultural role within Ontario’s Polish Catholic community. It owns and produces Polish Studio, a Polish language television program that has aired weekly on CityTV since 1988.
Niverville Credit Union was established in March 1949 in Niverville, Manitoba, by local residents seeking access to financial services within their community. Its early development reflected the role of rural credit unions in providing banking, borrowing, and savings services outside larger urban centres.
In 1983, Niverville Credit Union merged with Landmark Credit Union, extending its service area to another southeastern Manitoba community. Today, it serves members in Niverville, Landmark, and Steinbach.
The credit union offers personal and business banking, loans, mortgages, investments, and related financial services. As a locally owned financial cooperative, Niverville Credit Union focuses on member service, local decision making, and financial support for individuals, businesses, and communities in southeastern Manitoba.
Atlantic Edge Credit Union is a Newfoundland and Labrador credit union formed through mergers among regional credit unions across the province. Its oldest roots trace to 1984, when Eagle River Credit Union was established along the Labrador Coast to support access to banking in remote coastal communities connected to the Labrador fishery.
Eagle River later amalgamated with Leading Edge Credit Union to form the original Atlantic Edge Credit Union. On January 1, 2024, that institution merged with EasternEdge Credit Union and Hamilton Sound Credit Union to create the current Atlantic Edge Credit Union.
Today, Atlantic Edge serves communities across Newfoundland and Labrador with personal and business banking, borrowing, mortgages, investments, and financial advice. Its operations reflect a cooperative model focused on local decision making and financial services for island and Labrador communities.
VantageOne Credit Union was established in 1944 in Vernon, British Columbia, originally as Vernon and District Credit Union. It is headquartered in the North Okanagan and serves communities across the region through branch locations and related services.
VantageOne offers personal and business banking, borrowing, mortgages, insurance, investments, and equipment leasing. It also operates VantageOne Realty as a wholly owned subsidiary providing real estate services in the region.
As a member owned financial cooperative, VantageOne is governed by a board elected by its members. Its operations focus on local decision making, member service, and financial support for individuals, businesses, and communities in the North Okanagan.
Rocky Credit Union was established in 1976 a merger of two credit unions. It operates from a single Rocky Mountain House location in central Alberta and serves personal, business, and agricultural members in Rocky Mountain House and the surrounding region.
The credit union offers banking, borrowing, mortgages, investments, and related financial services. Its structure reflects a local cooperative model, with ownership by members and governance through a board elected by the membership.
Rocky Credit Union also operates a Profit Share program that returns a portion of profits to eligible members based on their financial relationship with the credit union. Its work focuses on local decision making, member service, and financial support for households, farms, businesses, and community organizations in the Rocky Mountain House area.
Pathwise Credit Union was founded on April 2, 1938, in Oshawa, Ontario, originally as Auto Workers Credit Union. It was created to serve General Motors employees and reflected the automotive and industrial history of Oshawa and Durham Region.
Over the following decades, the credit union expanded beyond its original workplace based membership. In 1978, it installed the first ATM in Durham Region. In 2020, it rebranded from Auto Workers Community Credit Union to Pathwise Credit Union, reflecting its broader membership and service area.
Pathwise operates branches in Oshawa and Bowmanville and serves members across Durham Region. It offers personal and business banking, borrowing, mortgages, investments, and financial advice through a member owned cooperative structure.
Williams Lake and District Credit Union was founded in 1952 and is headquartered in Williams Lake, British Columbia, in the Cariboo region. It serves members in central British Columbia through locations in Williams Lake, 100 Mile House, and Bella Coola.
The credit union offers personal and business banking, borrowing, mortgages, investments, and related financial services. Its service area includes both interior communities and Bella Coola, a remote coastal community connected to the Cariboo by mountain highway and air access.
As a locally governed financial cooperative, Williams Lake and District Credit Union is owned by its members and overseen by a member elected board. Its work focuses on local decision making, member service, and financial support for households, businesses, and communities across its regional service area.
OMISTA Credit Union has operated in New Brunswick since 1938. Headquartered in Moncton, it serves members through locations in Moncton, Fredericton, and Oromocto.
The credit union offers personal and business banking, mortgages, loans, wealth management, and related financial services. Its operations are focused on serving members in New Brunswick and supporting financial activity within the province.
OMISTA is a Certified B Corporation, a designation connected to social, environmental, governance, and accountability standards. As a member owned financial cooperative, it is governed by directors elected by its members. OMISTA operates as one of the independent English language credit unions in New Brunswick’s cooperative financial sector.
Moya Financial Credit Union was established in January 2016 through the merger of Krek Slovenian Credit Union and Slovenia Parishes Credit Union. Both predecessor institutions had served Ontario’s Slovenian community for more than six decades.
The name Moya is drawn from the Slovenian word moja, meaning my, reflecting the credit union’s member owned cooperative structure and community origins. While its roots are in Ontario’s Slovenian community, membership is open more broadly.
Moya offers personal and business banking, borrowing, mortgages, investments, and related financial services. It operates as a cooperative financial institution focused on member service, local decision making, and financial support for individuals, families, businesses, and community organizations across Ontario.
Your Credit Union traces its roots to 1950, when Ottawa Municipal Employees Credit Union was established to serve City of Ottawa workers. Over time, mergers brought together several workplace based credit unions in the Ottawa region, including institutions originally serving teachers, newspaper employees, and municipal staff.
In 1999, the credit union expanded to Cornwall through a merger that included Howard Smith Credit Union. It adopted the name Your Credit Union in 2004 and became an open bond credit union in 2009, allowing membership to extend beyond its original workplace groups.
Today, Your Credit Union serves members in Ottawa, Cornwall, and surrounding communities. It offers personal and business banking, lending, mortgages, investments, and related financial services through a member owned cooperative structure.
Comtech Fire Credit Union was formed in 2016 through the amalgamation of Comtech Credit Union and Fire Services Credit Union. Comtech traced its origins to 1940, when Toronto Bell Telephone employees established Toronto Telephone Employees Credit Union. Fire Services Credit Union was established in 1941 to serve fire department employees across Ontario.
The 2016 amalgamation brought together credit union histories connected to communications, technology, fire services, and public sector workers. The same year, Comtech Fire acquired certain assets of Limestone Credit Union, adding service locations in Kingston and Amherstview.
Headquartered in Toronto, Comtech Fire served members across Ontario with personal and business banking, borrowing, mortgages, investments, and related financial services. In 2025, Comtech Fire joined Your Neighbourhood Credit Union.
Lake View Credit Union was founded in August 1943 in Dawson Creek, British Columbia, in the Peace River region of northeastern British Columbia. It serves members through locations in Dawson Creek, Chetwynd, and Tumbler Ridge. Since 2001, its Tumbler Ridge branch has provided local access to in community financial services.
The credit union offers personal and business banking, borrowing, mortgages, investments, and related financial services. Its service area includes communities connected to agriculture, forestry, energy, mining, and other regional industries.
As a locally owned financial cooperative, Lake View Credit Union is governed by a board elected by its members. Its work focuses on local decision making, member service, and financial support for individuals, businesses, and communities in northeastern British Columbia.
Unity Credit Union was incorporated on August 28, 1941, in Unity, Saskatchewan, originally as Unity and District Savings and Credit Union Limited. It operates from a single location in Unity and serves the town and surrounding rural communities.
The credit union provides personal, agricultural, and business banking services, including accounts, borrowing, mortgages, investments, and related financial advice. As a member owned cooperative, it is governed by directors elected by its members.
Unity Credit Union shares surplus profits with members and communities through patronage payments, returned service fees, scholarships, donations, and other local support. Member deposits are fully guaranteed through the Credit Union Deposit Guarantee Corporation of Saskatchewan.
Crossroads Credit Union traces its origins to 1958, when residents of Canora, Saskatchewan, met to establish a local credit union. Canora Credit Union was formally incorporated on April 28, 1959, and initially operated from space connected to a Saskatchewan Wheat Pool elevator.
Now known as Crossroads Credit Union, the institution serves communities in eastern Saskatchewan, including Canora, Preeceville, Sturgis, and Wadena. It offers personal, agricultural, and business banking services, including accounts, borrowing, mortgages, investments, and financial advice.
As a locally owned financial cooperative, Crossroads Credit Union is governed by directors elected by its members. Its work focuses on local decision making, member service, and financial support for households, farms, businesses, and communities in its service area.
Equity Credit Union was founded in 1943 by employees of the Lever Brothers soap factory in Toronto. Its early membership was connected to Lever Brothers and later Unilever employees, and the credit union operated under several names before formally becoming Equity Credit Union in 2004.
In 2002, Equity changed from a closed employee based credit union to an open bond institution, allowing membership to extend beyond its original workplace group. In 2010, it moved its headquarters from Toronto to Ajax, Ontario.
Today, Equity Credit Union serves members in Durham Region and beyond with personal banking, borrowing, mortgages, investments, and related financial services. It operates as a member owned cooperative with a focus on accessible service and local decision making.
Swan Valley Credit Union has served the Swan River Valley of northwestern Manitoba since 1953. The region’s cooperative banking history also includes Crestview Credit Union, formed in 1939 as an early credit union in the valley. Swan Valley Credit Union and Crestview merged in 1965.
Headquartered in Swan River, the credit union serves members through locations in Swan River and Benito. It provides personal, agricultural, and commercial banking services, including accounts, borrowing, mortgages, investments, and related financial advice.
As a member owned cooperative, Swan Valley Credit Union focuses on local decision making and financial services for communities in the region. It also supports local organizations, events, programs, and Tigers Credit Union, a student run credit union in the valley.
Sydney Credit Union was founded on November 16, 1935, in Sydney, Nova Scotia. It was established as a local financial cooperative serving residents in the Sydney area.
The credit union later expanded through additional branches and through the purchase of assets from neighbouring credit unions, including Louisbourg Credit Union in 1993 and Main A Dieu Credit Union in 2008. In 1990, it installed the first credit union ATM in Nova Scotia.
Today, Sydney Credit Union serves members in the Cape Breton Regional Municipality. It offers personal and business banking, borrowing, mortgages, investments, and related financial services. The credit union also operates a profit sharing program and a charitable foundation.
Valley Credit Union is a Nova Scotia credit union serving the Annapolis Valley region. Its head office is in Waterville, and it serves members in Annapolis County, Kings County, and Hantsport in West Hants County.
The credit union offers personal and business banking, mortgages, loans, investments, and related financial services. As a member owned cooperative, it is locally governed and focused on financial services for individuals, businesses, and communities in its service area.
Valley Credit Union also supports community organizations, partnerships, and sponsorships across the region. Member deposits are protected through the Nova Scotia Credit Union Deposit Insurance Corporation.
Accent Credit Union was formed in 2010 through the merger of Quill Lake Credit Union and Kelvington Credit Union. The merger combined two community credit unions in east central Saskatchewan under one financial cooperative.
Accent serves members in Kelvington, Quill Lake, Jansen, and nearby communities. It offers personal and business banking, borrowing, mortgages, investments, insurance, and related financial services.
The credit union operates as a member owned cooperative governed by directors elected by its members. Its services are used by households, farms, businesses, and organizations in its regional service area.
Consolidated Credit Union is a Prince Edward Island credit union headquartered in Summerside. It serves members in the western part of the province with personal and business banking, chequing and savings accounts, loans, mortgages, investments, credit cards, financial planning, and insurance related services.
The credit union operates as a member owned financial cooperative governed by directors elected by its members.
Consolidated Credit Union is also associated with community programs, including the naming partnership for Consolidated Credit Union Place in Summerside and participation in the Each One, Teach One financial literacy program. Member deposits are protected through the PEI Credit Union Deposit Insurance Corporation.
Nelson & District Credit Union was established on November 16, 1950, in Nelson, British Columbia, originally as Nelson Savings Credit Union. In the 1960s, it expanded its services and adopted its current name to reflect a broader regional role.
Its history includes the incorporation of smaller local credit unions, including Nelson Railway Employees Credit Union and Provincial Government Employees Credit Union. A later merger with Riondel and District Credit Union added to its regional service network.
Today, Nelson & District Credit Union serves the West Kootenay region through locations in Nelson, Rossland, and the East Shore. It offers personal and business banking, financial planning through NDCU MoneyWorks, and insurance through KIS Ltd.
Biggar & District Credit Union was established in 1949 in Biggar, Saskatchewan. It serves communities in west central Saskatchewan through locations in Biggar, Landis, and Perdue.
The credit union provides personal, agricultural, and commercial banking services, including chequing and savings accounts, borrowing, mortgages, credit cards, wealth management, insurance, and accounting related services.
Biggar & District Credit Union operates as a member owned financial cooperative governed by a board elected by its members. Its members include households, farms, businesses, and organizations in its regional service area.
Ladysmith & District Credit Union was founded on May 18, 1944, in Ladysmith, British Columbia. It was chartered by local woodworkers and became one of the early credit unions established on Vancouver Island.
The credit union has been associated with several developments in British Columbia credit union history, including the election of a woman as president and the use of the international credit union symbol in its signage.
Today, Ladysmith & District Credit Union operates as an independent financial cooperative serving Ladysmith and the surrounding area. It offers personal and business banking, borrowing, mortgages, insurance, investment management, and related financial services.
Vermilion Credit Union was incorporated in 1943 as Vermilion Savings and Credit Union in Vermilion, Alberta. In 1996, after moving into a new building, the credit union adopted its current name. A branch in Mannville opened in 2003.
Today, Vermilion Credit Union serves members in Vermilion, Mannville, and nearby communities in east central Alberta. It offers personal, agricultural, and business banking, mortgages, loans, investments, wealth management, and related financial services.
Vermilion Credit Union operates as a member owned cooperative governed by directors elected by its members. It also has a Profit Sharing program for eligible members.
Christian Credit Union was incorporated in 1952 in Edmonton, Alberta, as Edmonton Christian Reformed Savings and Credit Union. It was founded by Dutch Canadian immigrants connected to the Christian Reformed Church.
Over time, the credit union broadened its membership from its original church connected base to individuals and organizations aligned with its Statement of Faith. In 2003, it amalgamated with Dutch Canadian Savings and Credit Union in Lethbridge, adding a second service location.
Today, Christian Credit Union operates from Edmonton and Lethbridge and offers personal, business, and nonprofit banking services, including accounts, borrowing, mortgages, investments, and related financial advice.
Lighthouse Credit Union received approval from the Financial Services Regulatory Authority of Ontario in March 2022, becoming the first new credit union established in Ontario in more than a decade. It was founded to serve members in the Greater Toronto Area, with roots in the Jewish community.
Lighthouse serves both Jewish and non Jewish members. It combines digital banking access across Ontario with a physical branch at Bathurst and Lawrence in Toronto.
The credit union offers personal banking, borrowing, mortgages, and related financial services through a member owned cooperative structure.
Raymore Credit Union is a Saskatchewan credit union headquartered in Raymore, a farming community north of Regina. It serves members in Raymore, Dysart, and the surrounding area of central Saskatchewan.
The credit union provides personal, agricultural, and business banking services, including accounts, borrowing, mortgages, investments, education savings plans, retirement planning, and related financial advice.
Raymore Credit Union operates as a member owned financial cooperative governed by a board elected by its members. Its members include households, farms, businesses, and organizations in its regional service area. Member deposits are fully guaranteed through Saskatchewan’s credit union deposit guarantee system.
Belgian Alliance Credit Union is a Winnipeg based credit union formed in 2001 through the merger of Belgian Credit Union and Alliance Credit Union. Belgian Credit Union traced its roots to a financial cooperative serving Belgian parishioners in Winnipeg. Its membership later expanded to include people of Belgian and Dutch origin and then a broader Manitoba membership.
Alliance Credit Union was formed through the amalgamation of Adanac, Communicators, and Progress Vera credit unions. The 2001 merger combined these predecessor institutions under one cooperative financial institution.
Headquartered in Winnipeg, Belgian Alliance Credit Union serves members across Manitoba with personal and business banking, borrowing, mortgages, investments, and related financial services.
Compass Credit Union was formed in January 2018 through the merger of Erickson Credit Union and Crocus Credit Union. Erickson Credit Union was founded in 1952 in Erickson, Manitoba. Crocus Credit Union originated in Brandon in 1952 as Brandon Terminal Credit Union Society, which was established by employees of Canadian Pacific Railways.
The merger combined two western Manitoba credit unions with histories in rural community banking and workplace based cooperative finance.
Today, Compass serves members in Brandon, Erickson, and surrounding communities. It offers personal, business, and agricultural banking, borrowing, mortgages, investments, credit cards, and related financial services.
Kingston Community Credit Union was founded in 1957 as Kingston Municipal Employees Credit Union. It was established by City of Kingston employees, including members of municipal police, fire, and public services. Over time, it grew through amalgamations with other workplace based credit unions, including Kingston General Hospital Employees Credit Union and Teamsters Credit Union.
In 1974, the credit union became an open bond community credit union, allowing membership to extend to residents and workers in the Kingston area.
Today, Kingston Community Credit Union serves the greater Kingston region with personal, business, and nonprofit banking services, including accounts, borrowing, mortgages, investments, and related financial advice.
Greater Vancouver Community Credit Union received its charter on June 5, 1940, making it one of the early credit unions established in British Columbia. Its roots include credit union study clubs organized during the Depression era and a Catholic parish based cooperative before membership broadened over time.
Today, Greater Vancouver Community Credit Union serves members across the Lower Mainland through locations in Vancouver, Burnaby, and Surrey. It offers personal and business banking, borrowing, mortgages, investments, wealth management, and related financial services.
In April 2026, Greater Vancouver Community Credit Union and Cascadia Credit Union announced that they were exploring a potential merger, with a member vote expected later in 2026.
Winnipeg Police Credit Union was established on November 9, 1949, as Winnipeg City Police Employees Credit Union Society Limited. It was created to provide financial services to City of Winnipeg police officers and their families.
Over time, the credit union broadened its membership to include civilian staff, other emergency responders, correctional officers, families, and supporters connected to public service roles. Headquartered on William Avenue in Winnipeg, it serves members through its main location and a satellite location near Winnipeg Police headquarters.
Winnipeg Police Credit Union offers personal banking, borrowing, mortgages, investments, and related financial services.
Ganaraska Credit Union, also known as Ganaraska Financial Credit Union, is a community credit union based in Port Hope, Ontario. It has served members in Northumberland County for more than eight decades and is named after the Ganaraska River, which flows through the region.
The credit union serves members through locations in Port Hope and Cobourg. It offers personal and business banking, borrowing, mortgages, investments, insurance, and related financial services.
Ganaraska Credit Union operates as a member owned financial cooperative governed by directors elected by its members. Eligible deposits are protected under Ontario’s credit union deposit protection framework.
Northern Birch Credit Union was formed on January 1, 2020, through the merger of Estonian Credit Union and Latvian Credit Union in Toronto. Both predecessor institutions had served their respective communities for decades following the arrival of Baltic refugees and immigrants in Canada after the Second World War.
The Northern Birch name refers to cultural references shared by Estonian and Latvian communities. Today, Northern Birch serves members in the Greater Toronto Area with personal and business banking, borrowing, mortgages, investments, and related financial services.
The credit union also has experience with cooperative and co ownership apartment mortgages.
Oshawa Community Credit Union was founded in 1939 in Oshawa, Ontario. It serves members in Durham Region and surrounding communities and operates as an open bond credit union, allowing membership to extend beyond a specific workplace or group.
Headquartered on King Street East in Oshawa, the credit union offers personal and business banking services, including chequing and savings accounts, borrowing, mortgages, lines of credit, credit cards, investments, and related financial services.
Oshawa Community Credit Union operates as a member owned financial cooperative governed by directors elected by its members. It has a profit sharing program for eligible members. Eligible deposits are protected under Ontario’s credit union deposit protection framework.
Souris Credit Union is a member owned financial cooperative serving Eastern Kings County in Prince Edward Island. Headquartered in Souris, it provides financial services for members in the eastern part of the province.
The credit union offers personal, business, and nonprofit banking services, including spending and savings accounts, borrowing, mortgages, investments, retirement planning, and related financial advice.
Souris Credit Union operates as a member owned cooperative. It has dividends, patronage payments, donations, and student bursaries as part of its member and community programs. Member deposits are protected through the PEI Credit Union Deposit Insurance Corporation.
Turtleford Credit Union officially opened for business on June 6, 1972, in Turtleford, Saskatchewan. It has served members from its Main Street location since its founding and provides financial services for the surrounding northwestern Saskatchewan region.
The credit union offers personal and business banking, borrowing, residential mortgages, term deposits, mutual funds, financial planning, and related financial services.
Turtleford Credit Union operates as a member owned financial cooperative governed by directors elected by its members. Its members include households, farms, businesses, and organizations in the area. Member deposits are fully guaranteed through Saskatchewan’s credit union deposit guarantee system.
Sandhills Credit Union is a community credit union based in Leader, Saskatchewan, serving the surrounding area of southwestern Saskatchewan. Its name refers to the Great Sandhills, a regional landscape feature associated with the area.
Headquartered in Leader, the credit union provides personal, agricultural, and business banking services, including accounts, borrowing, mortgages, investments, wealth management, and related financial advice.
Sandhills Credit Union operates as a member owned financial cooperative governed by a board elected by its members. Its members include households, farms, businesses, and organizations in the region. Member deposits are fully guaranteed through Saskatchewan’s credit union deposit guarantee system.
St. Joseph's Credit Union was founded in 1936 and is headquartered in Petit de Grat on Isle Madame, a small island community off the southeastern coast of Cape Breton. It serves members in Isle Madame and the surrounding area.
The credit union offers personal and business banking, borrowing, mortgages, investments, insurance, and related financial services. Its members include households, businesses, nonprofit organizations, and community groups in its local service area.
St. Joseph's Credit Union operates as a member owned financial cooperative governed by directors elected by its members. Member deposits are protected through the Nova Scotia Credit Union Deposit Insurance Corporation.
Bay Credit Union was founded in 1946 in Port Arthur, Ontario, as People's Cooperative Credit Union Limited. It was established to serve the city’s Finnish speaking community. After Port Arthur and Fort William amalgamated to form Thunder Bay in 1970, the credit union’s service area expanded, and it adopted the Bay Credit Union name in 1975.
In 2015, Bay Credit Union joined with Apple Community Credit Union, whose history included earlier workplace based credit union amalgamations in northwestern Ontario.
Today, Bay Credit Union serves members in Thunder Bay and the surrounding region. It offers personal and business banking, borrowing, mortgages, credit cards, investments, and related financial services.
Beaubear Credit Union was founded in 1938 in Nelson, New Brunswick, on the Miramichi River. Its name is drawn from Beaubear Island, located where the branches of the Miramichi River meet. In 1979, Miramichi Credit Union joined with Beaubear, extending the credit union’s presence across the local region.
Today, Beaubear Credit Union serves members through locations in Miramichi. It offers personal and business banking, borrowing, mortgages, investments, wealth management, and related financial services.
Beaubear Credit Union operates as a member owned financial cooperative governed by directors elected by its members. Member deposits are protected through New Brunswick’s credit union deposit protection framework.
Public Service Credit Union was established in 1937 in St. John’s, Newfoundland and Labrador. Originally created to serve public sector workers, it later opened membership to all residents of Newfoundland and Labrador.
Headquartered on Empire Avenue in St. John’s, Public Service Credit Union offers personal banking, borrowing, mortgages, credit cards, investments, and related financial services. Its history reflects its role as a local financial cooperative in the province.
Public Service Credit Union operates as a member owned cooperative governed by directors elected by its members. Member deposits are protected through Newfoundland and Labrador’s credit union deposit guarantee framework.
Morell Credit Union was chartered on January 27, 1938, in Morell, Prince Edward Island. Its early development was influenced by the cooperative movement associated with St. Dunstan’s University and the Antigonish Movement in Atlantic Canada.
In 1981, Morell Credit Union amalgamated with St. Peter's Credit Union, extending its service area to additional communities in eastern Prince Edward Island. Today, it serves members in Morell, St. Peter's, Mount Stewart, and surrounding areas.
The credit union offers personal and business banking, borrowing, mortgages, investments, and related financial services. Member deposits are protected through the PEI Credit Union Deposit Insurance Corporation.
New Waterford Credit Union was formally organized on March 19, 1934, and opened for business on April 21, 1934, in New Waterford, Cape Breton. It was founded to serve miners and their families in a local coal mining community and was influenced by cooperative ideas associated with the Antigonish Movement.
The credit union has operated from its Plummer Avenue location since 1948. Today, New Waterford Credit Union serves members as a single branch financial cooperative offering personal and business banking, borrowing, mortgages, credit cards, investments, and related financial services.
It has a patronage rebate for eligible members. Member deposits are protected through the Nova Scotia Credit Union Deposit Insurance Corporation.
iNova Credit Union traces its origins to April 1, 1936, when postal workers in Halifax founded Halifax District Postal Credit Union. It was established as a financial cooperative for employees connected to Canada Post.
After later name changes, the credit union opened membership to the broader community and adopted the iNova name. Based on Almon Street in Halifax, iNova serves members in the Halifax region with personal and business banking, borrowing, mortgages, investments, and related financial services.
iNova is also exploring a potential merger with East Coast Credit Union, Acadian Credit Union, and Teachers Plus Credit Union. Member deposits are protected through the Nova Scotia Credit Union Deposit Insurance Corporation.
Venture Credit Union was formed in January 2009 through the amalgamation of First Coastal Credit Union Limited and Tri Island Credit Union Limited. The merger combined cooperative financial institutions that had served communities in eastern and central Newfoundland.
Today, Venture Credit Union serves members in communities including Glovertown, Gambo, Eastport, Catalina, and Twillingate. It offers personal and business banking, borrowing, mortgages, credit cards, investments, and related financial services.
Venture Credit Union operates as a member owned financial cooperative governed by directors elected by its members. Member deposits are protected through Newfoundland and Labrador’s credit union deposit guarantee framework.
Korean Toronto Credit Union was established in 1976 to serve the Korean Canadian community in the Toronto area. Headquartered on Steeles Avenue West in Thornhill, it operates as a cooperative financial institution with roots in the community it was formed to serve.
The credit union offers personal and business banking, deposits, borrowing, mortgages, credit cards, currency exchange, and related financial services. Its members include individuals, families, and businesses connected to the Korean Canadian community and the broader Greater Toronto Area.
Korean Toronto Credit Union operates as a member owned financial cooperative governed by directors elected by its members. Eligible deposits are protected under Ontario’s credit union deposit protection framework.
Mosaik Credit Union was formed on January 1, 2025, through the merger of Community Credit Union of Cumberland Colchester, New Ross Credit Union, and Victory Credit Union. Members of the three Nova Scotia credit unions approved the merger in 2024, and the Mosaik name was adopted after the amalgamation.
Headquartered in Truro, Mosaik serves communities across Cumberland, Colchester, and Lunenburg counties. It offers personal and business banking, borrowing, mortgages, investments, and related financial services.
Mosaik operates as a member owned cooperative governed by directors elected by its members.
Ontario Provincial Police Association Credit Union Limited
Ontario Provincial Police Association Credit Union, commonly known as OPPA Credit Union, was founded in 1971 by Ontario Provincial Police officers. It was established to provide financial services for members of the Ontario Provincial Police community.
Headquartered in Barrie, Ontario, OPPA Credit Union operates from a single branch while serving members across the province through digital banking and ATM access. Membership is open to Ontario Provincial Police officers, civilian members of the Ontario Provincial Police Association, and eligible family members.
The credit union offers personal banking, borrowing, mortgages, investments, and related financial services. It also provides scholarships and member partner benefits.
Luminus Financial Services and Credit Union was founded on September 26, 1951, by Toronto Star employees as Starnews Credit Union. It was established as a workplace based financial cooperative for members connected to the newspaper and later expanded beyond its original membership group.
Over time, the credit union grew through mergers and partnerships and adopted the Luminus Financial name. Today, Luminus is headquartered in Etobicoke and serves individuals, families, and businesses across Ontario.
Luminus offers personal and business banking, borrowing, mortgages, investments, and related financial services. It operates as a member owned cooperative.
Churchbridge Credit Union was incorporated on April 20, 1945, as Churchbridge Savings and Credit Union in Churchbridge, Saskatchewan. In 2000, it adopted its current name following a branch renovation that also introduced ATM service.
Today, Churchbridge Credit Union serves members in eastern Saskatchewan through three locations. It offers personal, agricultural, and business banking, borrowing, mortgages, investments, insurance, and related financial services.
The credit union operates as a member owned financial cooperative governed by directors elected by its members. It has a patronage program for eligible members. Member deposits are fully guaranteed through Saskatchewan’s credit union deposit guarantee system.
St. Gregor Credit Union was established in 1942 in St. Gregor, Saskatchewan. It is an independent financial cooperative serving members in central Saskatchewan through locations in St. Gregor and Annaheim.
The credit union provides personal, agricultural, and business banking services, including accounts, borrowing, mortgages, investments, and related financial services.
St. Gregor Credit Union operates as a member owned cooperative governed by directors elected by its members. Its members include households, farms, businesses, and organizations in the surrounding rural area. Member deposits are fully guaranteed through Saskatchewan’s credit union deposit guarantee system.
Frontline Credit Union was founded in 1948 by Ottawa firefighters as a cooperative financial institution for emergency services workers and their families. Its membership later expanded to include people connected to fire, health, hydro, and other community services in the Ottawa region.
Headquartered in Ottawa’s Westboro area, Frontline offers personal banking, borrowing, mortgages, investments, insurance, and related financial services. Its history includes both workplace based and community based membership.
Frontline Credit Union operates as a member owned financial cooperative governed by directors elected by its members. It has a patronage program for eligible members.
Coastal Financial Credit Union has served southwest Nova Scotia since 1937. Headquartered in the Yarmouth area, it serves communities along the Acadian and South Shore coastlines, including Yarmouth, Tusket, Wedgeport, Pubnico, and Barrington.
The credit union offers personal and business banking, borrowing, mortgages, investments, insurance, and related financial services. Membership is open to individuals and businesses in the communities it serves.
Coastal Financial Credit Union operates as a member owned financial cooperative governed by directors elected by its members. Member deposits are protected through the Nova Scotia Credit Union Deposit Insurance Corporation.
Southwest Regional Credit Union traces its roots to May 1939, when a church group in Moore Township, Ontario, formed a local credit union later known as Moore Credit Union. Over time, it expanded into Corunna and Sarnia through organic growth and mergers.
In 1995, Moore Credit Union amalgamated with Imperial Credit Union to form Southwest Regional Credit Union. Wallaceburg Community Credit Union joined in 1997, followed by Holy Family Catholic Parishes Credit Union in 2003.
Today, Southwest Regional serves members across Lambton and Chatham Kent counties through locations in Sarnia, Corunna, Wyoming, and Wallaceburg. It offers personal, business, and agricultural banking, borrowing, mortgages, investments, wealth management, and related financial services.
Talka Credit Union was incorporated on March 22, 1955, in Hamilton, Ontario. It was founded by Lithuanian community leaders who had settled in the city during and after the Second World War.
Originally serving Hamilton’s Lithuanian community, Talka became an open bond credit union in 2012, allowing membership to extend to people of all backgrounds in the greater Hamilton area.
Today, Talka operates from a single location on Main Street East in Hamilton. It offers personal and business banking, borrowing, mortgages, investments, and related financial services through a member owned cooperative structure.
Creston and District Credit Union was established on July 31, 1951, when residents of the Creston Valley formed a local financial cooperative. The credit union received its charter that year and has served the community since.
In 1984, Creston and District Credit Union introduced ATM service in Creston. Today, it remains an independent financial cooperative headquartered in Creston, British Columbia, and serves the Creston Valley in the East Kootenay region.
The credit union offers personal and business banking, borrowing, mortgages, investments, insurance, and related financial services. It operates as a member owned cooperative governed locally.
Resurrection Credit Union was founded on September 29, 1962, to serve Lithuanian immigrants in Toronto connected to Resurrection Parish. It began as a parish based financial cooperative and later developed into a broader credit union serving members in the surrounding community.
Headquartered at 3 Resurrection Road in Toronto, Resurrection Credit Union serves members in Toronto, Mississauga, and nearby areas. It offers personal banking, borrowing, mortgages, lines of credit, investments, and related financial services.
While its roots are in Toronto’s Lithuanian parish community, membership is open more broadly. Resurrection Credit Union operates as a member owned cooperative.
Luseland Credit Union received its charter on June 5, 1963, in Luseland, Saskatchewan. It serves members in west central Saskatchewan, a region with a large agricultural base.
The credit union operates from a single location on Grand Avenue in Luseland. It provides personal, agricultural, and business banking services, including accounts, borrowing, mortgages, investments, and related financial advice.
Luseland Credit Union operates as a member owned financial cooperative governed by directors elected by its members. It has a patronage program for eligible members and offers no service charge banking. Member deposits are fully guaranteed through Saskatchewan’s credit union deposit guarantee system.
Stoughton Credit Union was incorporated on May 12, 1960, in Stoughton, Saskatchewan. It purchased its first permanent location in 1964 and expanded in 1971 through an amalgamation with Kisbey Credit Union. The Forget branch was absorbed in 2008, and a new main branch building opened in 2020.
Today, Stoughton Credit Union serves members through locations in Stoughton and Kisbey. It provides personal, agricultural, and business banking services, including accounts, borrowing, mortgages, investments, and related financial advice.
Stoughton Credit Union operates as a member owned financial cooperative. Member deposits are fully guaranteed through Saskatchewan’s credit union deposit guarantee system.
Prairie Pride Credit Union was formed on January 1, 2001, through the amalgamation of Alida Credit Union, Gainsborough Credit Union, and Alameda Credit Union in southeastern Saskatchewan. The merger combined community credit unions serving small rural communities in the region.
Today, Prairie Pride Credit Union serves members through locations in Alameda, Alida, and Gainsborough. It provides personal, agricultural, and business banking services, including accounts, borrowing, mortgages, investments, and related financial advice.
Prairie Pride Credit Union operates as a member owned financial cooperative governed by directors elected by its members. Member deposits are fully guaranteed through Saskatchewan’s credit union deposit guarantee system.
Dodsland and District Credit Union is a community credit union serving Dodsland and the surrounding area in west central Saskatchewan. Headquartered in Dodsland, it provides personal, agricultural, and business banking services, including accounts, borrowing, savings, investments, and related financial advice.
Dodsland and District Credit Union operates as a member owned financial cooperative governed by directors elected by its members. Its members include households, farms, businesses, and organizations in the region.
The credit union has also been involved in local capital projects, including financing support for the Dodsland Arena Rebuild. Member deposits are fully guaranteed through Saskatchewan’s credit union deposit guarantee system.
Bruno Savings & Credit Union traces its roots to 1938, when it was founded as St. Bruno's Parish Savings and Credit Union in Bruno, Saskatchewan. It adopted the Bruno Savings and Credit Union name in 1961. In 1995, La Caisse Populaire de Prud'homme Savings and Credit Union amalgamated with Bruno Savings and Credit Union, extending its connection to Prud'homme.
Today, Bruno Savings & Credit Union serves members in Bruno and the surrounding region. It offers personal banking, borrowing, mortgages, investments, credit cards, and related financial services.
Bruno Savings & Credit Union operates as a member owned financial cooperative. Member deposits are fully guaranteed through Saskatchewan’s credit union deposit guarantee system.
Caisse populaire de Clare is a member owned cooperative financial institution serving the Municipality of Clare on Nova Scotia’s French Shore, a major Acadian community in the province. Headquartered in Church Point along St. Mary’s Bay, it provides personal and business banking services in French and English.
The caisse offers chequing and savings accounts, borrowing, mortgages, credit cards, investments, and related financial services. Its members include individuals, businesses, and organizations in the Clare region.
Caisse populaire de Clare received a Prime Minister’s Volunteer Award in 2012. Member deposits are protected through the Nova Scotia Credit Union Deposit Insurance Corporation.
Lafleche Credit Union received its charter on April 19, 1938, in Lafleche, Saskatchewan. It was established as a local financial cooperative serving residents and businesses in southwestern Saskatchewan.
The credit union later expanded through amalgamations with Fir Mountain Savings and Credit Union in 1954 and Glentworth Credit Union in 1971. Today, Lafleche Credit Union serves members through locations in Lafleche and Glentworth.
It offers personal, agricultural, and business banking services, including accounts, borrowing, mortgages, investments, and related financial advice. Lafleche Credit Union is also associated with the history of Saskatchewan’s credit union movement.
Reddy Kilowatt Credit Union was established in 1956 in Newfoundland. Its name comes from the Reddy Kilowatt mascot associated with electrical utility companies, reflecting its origins as a credit union serving workers in Newfoundland’s electrical sector.
Over time, the credit union expanded beyond its original occupational membership and became an open bond cooperative serving residents of Newfoundland and Labrador. Headquartered in Mount Pearl, it offers personal and business banking, borrowing, mortgages, investments, insurance, and related financial services.
In April 2026, members of Reddy Kilowatt Credit Union and NLCU voted to approve an amalgamation, with the institutions working toward combining their operations.
Flin Flon Credit Union was incorporated in January 1940 as Alpha Credit Union Society in northern Manitoba. It adopted the Flin Flon Credit Union name in 1959 and has operated from its Main Street location in Flin Flon since 1961.
The credit union operates as an independent financial cooperative serving Flin Flon and the surrounding area. It offers personal and business banking, borrowing, mortgages, investments, and related financial services.
Flin Flon Credit Union operates as a member owned cooperative governed by directors elected by its members. It has a Member Equity Plan for eligible members. Member deposits are guaranteed without limit by the Deposit Guarantee Corporation of Manitoba.
New Brunswick Teachers’ Association Credit Union Limited
New Brunswick Teachers' Association Credit Union was established in 1971 to serve members of the New Brunswick Teachers' Association and the broader education community. Headquartered in Fredericton, it operated as a closed bond credit union for its first four decades before opening membership to the general public in 2010.
Today, NBTA Credit Union serves members across New Brunswick with personal banking, borrowing, mortgages, investments, and related financial services. It operates primarily through digital and remote banking channels.
NBTA Credit Union is a Certified B Corporation. Member deposits are protected through New Brunswick’s credit union deposit protection framework.
Bengough Credit Union was founded in 1943 in Bengough, Saskatchewan. It operates as an independent member owned financial cooperative serving communities in the southern part of the province.
The credit union serves members through locations in Bengough and Willow Bunch. It provides personal, agricultural, and business banking services, including accounts, borrowing, mortgages, investments, and related financial advice.
Bengough Credit Union is governed by directors elected by its members. Its members include households, farms, businesses, and organizations in the surrounding rural area. Member deposits are fully guaranteed through Saskatchewan’s credit union deposit guarantee system.
Edam Credit Union was established on September 21, 1943, as Edam and District Savings and Credit Union Limited in Edam, Saskatchewan. Over time, the credit union adopted its current name and continued serving members in northwestern Saskatchewan.
Today, Edam Credit Union operates from its Main Street location in Edam. It provides personal, agricultural, and business banking services, including accounts, borrowing, mortgages, investments, and related financial services.
Edam Credit Union operates as a member owned cooperative governed by directors elected by its members. Member deposits are fully guaranteed through Saskatchewan’s credit union deposit guarantee system.
Saskatoon City Employees Credit Union was organized in 1947 and has long served employees connected to the City of Saskatoon. It operates from a single location inside City Hall at 222 3rd Avenue North in downtown Saskatoon.
The credit union serves City of Saskatoon employees, retirees, and eligible family members through a closed bond membership structure. It offers deposit accounts, personal and business borrowing, mutual funds, digital banking, and related financial services.
Saskatoon City Employees Credit Union operates as a member owned financial cooperative governed by directors elected by its members. It has a patronage program for eligible members. Member deposits are fully guaranteed through Saskatchewan’s credit union deposit guarantee system.
Kerrobert Credit Union was incorporated in May 1963 in Kerrobert, Saskatchewan. It purchased its first permanent premises in 1964 and expanded in January 1975 through an amalgamation with Major Credit Union, adding a service location in the Village of Major.
Today, Kerrobert Credit Union serves members through locations in Kerrobert and Major. It provides personal, agricultural, and business banking services, including accounts, borrowing, mortgages, investments, and related financial advice.
Kerrobert Credit Union operates as a member owned financial cooperative governed by directors elected by its members. It has a Member Loyalty Payout for eligible members. Member deposits are fully guaranteed through Saskatchewan’s credit union deposit guarantee system.
Rockglen Killdeer Credit Union traces its origins to 1948, when Killdeer Credit Union was established in Killdeer, Saskatchewan. In 1957, members voted to relocate the operation to Rockglen, and the following year the name was changed to Rockglen Killdeer Credit Union to reflect its connection to both communities.
Headquartered in Rockglen, the credit union serves members in southern Saskatchewan with personal, agricultural, and business banking services, including accounts, borrowing, mortgages, investments, and related financial advice.
Rockglen Killdeer Credit Union operates as a member owned financial cooperative governed by directors elected by its members. Member deposits are fully guaranteed through Saskatchewan’s credit union deposit guarantee system.
TransCanada Credit Union began operations in 1958 in Toronto as TransCanada Employees' Credit Union. It was founded by employees of TransCanada PipeLines to provide cooperative financial services for workers connected to the pipeline sector.
In 1990, after operating in Ontario for more than three decades, the credit union relocated to Calgary, Alberta, where TransCanada’s corporate headquarters were based. Today, TransCanada Credit Union operates from a single location in downtown Calgary.
The credit union serves members connected to the TC Energy community, including current and retired employees and eligible family members. It offers savings products, borrowing, mortgages, investments, and related financial services. Eligible deposits are fully guaranteed under Alberta’s credit union deposit guarantee framework.
Vancouver Firefighters Credit Union was founded in 1940 by Vancouver firefighters to provide cooperative financial services for fire service personnel and their families. It has continued to serve members from its location on Quebec Street in Vancouver.
Membership is open to eligible professional firefighters, fire department personnel, retirees, and immediate family members connected to affiliated fire departments across the Lower Mainland. The credit union offers personal banking, borrowing, mortgages, credit cards, mobile banking, and related financial services.
Vancouver Firefighters Credit Union operates as a member owned financial cooperative governed by directors elected by its members. Member deposits are protected through British Columbia’s credit union deposit protection framework.
The Police Credit Union was founded in 1946 to serve the policing community in Toronto. In 1967, it was formally incorporated as Metro Toronto Police Credit Union Limited. Over time, its membership expanded beyond Toronto to include police services across Ontario, and its name was later updated to reflect that broader scope.
Today, The Police Credit Union serves employees and retired members of police services in Ontario, along with staff of related police associations and organizations. Headquartered in Toronto, it offers personal banking, borrowing, mortgages, investments, and related financial services.
The credit union also supports the policing community through scholarships, bursaries, and contributions to organizations such as the Ontario Police Memorial Foundation.
Cascadia Credit Union was formed in 2025 through the merger of Osoyoos Credit Union, Revelstoke Credit Union, and Summerland Credit Union. The combined organization brings together cooperative banking histories from the Southern Interior and Columbia Shuswap regions of British Columbia.
Cascadia serves members with personal and business banking, lending, mortgages, investments, and financial advice. Its work is focused on local service, member ownership, and financial support for the communities served by its predecessor credit unions.
Although the Cascadia name is new, the organization continues the regional cooperative banking role previously carried by its founding credit unions. Its board has also entered into a memorandum of understanding with Greater Vancouver Community Credit Union to explore a potential merger, which could expand the credit union’s service area while maintaining a cooperative structure.
These federal credit unions are members of the Canada Deposit Insurance Corporation (CDIC), meaning your eligible deposits at these two federal credit unions are insured and protected for up to $100,000.
Provincial credit unions are regulated by their home provinces. Provincially regulated credit unions are not covered by CDIC deposit insurance but are usually covered by provincial coverage. For example, the Financial Services Regulatory Authority of Ontario (FSRA) covers eligible deposits at credit unions and at caisses populaires in Ontario for up to $250,000 for non-registered accounts and offers unlimited coverage for registered accounts. Given the location restrictions of credit unions, each province typically has different companies. For a complete list of credit unions, you can view our list.
The EXCHANGE Network
While credit unions may have limited branches, many credit unions and smaller banks participate in the EXCHANGE Network. If you are a participating credit union member, you can use ATMs at all EXCHANGE ATMs across the country without any fees. In comparison, if you are a big bank customer, you may be charged a fee to use another bank’s ATM.
Many credit unions started as closed bond unions, meaning they only service a specific segment. For example, a closed bond credit union would only serve members of a particular profession or religion.
Today, only some closed bond credit unions exist, such as the Ontario Provincial Police Credit Union and various Teachers' unions. However, most of them are open bonded and provide their service to the surrounding neighbourhoods. Given most credit unions operate locally, they have a strong understanding of local first-time home buyer incentives.
Atlantic Canada Credit Unions
All Atlantic Canada credit unions have an agreement that allows members to visit other unions. For example, if you're a Nova Scotia Credit Union member, you can walk into a separate PEI company and receive the same service.
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