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List of All Credit Unions in Canada

This Page's Content Was Last Updated: May 30, 2024
WOWA Simply Know Your Options

What is a Credit Union?

Credit unions are not-for-profit financial institutions that provide banking services to their members. To become a member, you must purchase credit union shares, ranging from $5 to $100. As a shareholder, you can receive all their services, such as conventional mortgages, online banking, and a home equity line of credit. Some credit unions may even pay dividends out to shareholders. Additionally, the mortgage interest rates from credit unions are typically better than a big bank.

Credit Unions in Canada

Filter the Credit Unions for Your Province
NameCoverage AreaBranch, Members & Assets
Vancity Credit Union
BC; Vancouver51 Branches, 544,167 Members and $28,542,325,591 Assets
Meridian Credit Union
ON; Toronto91 Branches, 391,481 Members and $27,543,687,000 Assets
Coast Capital Savings (Coopérative de crédit fédérale Coast Capital Savings)
Transnational coverage but branches are only in BC.45 Branches, 597,681 Members and $21,704,611,000 Assets
Servus Credit Union
AB; Calgary, Edmonton107 Branches, 399,089 Members and $20,333,107,000 Assets
First West Credit Union
BC; Southwest regions47 Branches, 254,974 Members and $14,233,819,000 Assets
Access Credit Union
MB; Winnipeg, Southern regions58 Branches, 205,021 Members and $12,382,022,182 Assets
Steinbach Credit Union
MB; Winnipeg, Steinbach3 Branches, 110,009 Members and $9,543,311,903 Assets
Alterna Credit Union
ON; Southwest, West regions43 Branches, 183,435 Members and $7,976,116,000 Assets
Affinity Credit Union
SK; Saskatoon, Regina50 Branches, 132,506 Members and $7,724,897,316 Assets
DUCA Credit Union
ON; Southwest regions19 Branches, 93,428 Members and $7,672,141,387 Assets
Prospera Credit Union
BC; Southwest mainland regions26 Branches, 115,634 Members and $7,533,994,000 Assets
Connect First Credit Union
Central and Southern Alberta.44 Branches, 133,408 Members and $7,304,149,000 Assets
Conexus Credit Union
SK; Saskatoon, Regina30 Branches, 141,028 Members and $6,893,630,239 Assets
Assiniboine Credit Union
MB; Winnipeg18 Branches, 144,015 Members and $6,067,731,381 Assets
FirstOntario Credit Union
ON; Hamilton, Halton, Niagara, Southwest regions32 Branches, 129,093 Members and $6,057,525,000 Assets
Libro Credit Union
ON; Southwest regions34 Branches, 117,124 Members and $5,988,820,000 Assets
BlueShore Financial Credit Union
BC; North Shore12 Branches, 33,199 Members and $5,684,733,000 Assets
UNI Financial (UNI Coopération financière)
NB: North, East Regions42 Branches, 160,320 Members and $5,324,964,389 Assets
Windsor Family Credit Union
ON, Waterloo14 Branches, 72,567 Members and $5,046,882,244 Assets
Gulf and Fraser Credit Union
BC; Lower Mainland, Fraser Valley28 Branches, 72,289 Members and $4,804,916,421 Assets
Cambrian Credit Union
MB; Winnipeg11 Branches, 69,621 Members and $4,802,865,247 Assets
Innovation Credit Union
SK; Southern, Central regions25 Branches, 62,297 Members and $3,788,005,213 Assets
Interior Savings Credit Union
BC; South region25 Branches, 91,328 Members and $3,538,246,000 Assets
Coastal Community Credit Union
BC; Vancouver Island24 Branches, 84,799 Members and $3,294,620,987 Assets
Your Neighbourhood Credit Union (YNCU)
ON; Southwest regions18 Branches, 50,606 Members and $2,514,338,000 Assets
Caisse Populaire Alliance
ON; Northern region26 Branches, 56,666 Members and $2,426,353,000 Assets
Vision Credit Union
AB; East, Northwest regions24 Branches, 37,294 Members and $2,364,835,634 Assets
Kawartha Credit Union
ON; Southeast regions22 Branches, 58,123 Members and $2,203,453,047 Assets
Kindred Credit Union
ON; Southwest regions8 Branches, 28,311 Members and $2,078,881,055 Assets
Caisse Financial Group
MB; St. Malo19 Branches, 34,645 Members and $2,042,708,094 Assets
Cornerstone Credit Union
SK; Southeast regions15 Branches, 29,056 Members and $2,011,765,000 Assets
Synergy Credit Union
SK; West regions12 Branches, 27,086 Members and $1,925,545,000 Assets
Sunrise Credit Union
MB; Southwest regions19 Branches, 34,393 Members and $1,909,026,979 Assets
Northern Credit Union
ON; Toronto, Sudbury, Ottawa25 Branches, 70,373 Members and $1,828,984,047 Assets
Kootenay Savings Credit Union
BC; Southeast regions11 Branches, 34,053 Members and $1,596,592,808 Assets
Westoba Credit Union
MB; Southwest regions14 Branches, 42,673 Members and $1,553,337,072 Assets
Fusion Credit Union
MB; Western regions18 Branches, 29,863 Members and $1,511,546,389 Assets
Tandia Credit Union
ON; Southwest region10 Branches, 27,727 Members and $1,510,923,857 Assets
Provincial Credit Union
PEI; Charlottetown, Stratford, Montague, Stella Maris9 Branches, 35,404 Members and $1,451,812,377 Assets
Ukrainian Credit Union
ON; Southwest regions18 Branches, 29,277 Members and $1,268,304,608 Assets
Prairie Centre Credit Union
SK; Southeast regions16 Branches, 17,132 Members and $1,180,579,340 Assets
Mainstreet Credit Union
ON; Southwest regions10 Branches, 25,416 Members and $1,056,568,767 Assets
Buduchnist Credit Union (BCU)
ON; Southwest regions7 Branches, 17,977 Members and $1,022,867,355 Assets
Salmon Arm Savings and Credit Union
BC; Shuswap4 Branches, 19,872 Members and $1,018,908,881 Assets
Stride Credit Union
MB; Winnipeg5 Branches, 19,677 Members and $1,003,392,608 Assets
Credit Union Atlantic Limited
NS; Halifax, Dartmouth, Tantallon8 Branches, 20,119 Members and $985,080,000 Assets
Sunshine Coast Credit Union
BC; Sechelt, Gibsons, Pender Harbour3 Branches, 17,507 Members and $966,379,692 Assets
Brunswick Credit Union
NB; Saint John, Rothesay15 Branches, 36,839 Members and $934,275,364 Assets
IC Savings & Credit Union
ON; Toronto8 Branches, 21,572 Members and $898,011,340 Assets
Community Savings Credit Union
BC; Vancouver, Burnaby, Surrey, New Westminster, Coquitlam7 Branches, 15,433 Members and $884,777,702 Assets
Integris Credit Union
BC; Central regions8 Branches, 26,822 Members and $863,866,416 Assets
1st Choice Savings & Credit Union Ltd
AB; Southern regions5 Branches, 18,498 Members and $797,185,000 Assets
Northern Savings Credit Union
BC; Queen Charlotte, Prince Rupert, Terrace, Masset4 Branches, 17,416 Members and $791,729,361 Assets
Penfinancial Credit Union
ON; Niagara6 Branches, 19,726 Members and $774,771,240 Assets
NL Credit Union
NL; Southeast region12 Branches, 20,329 Members and $757,809,708 Assets
Khalsa Credit Union
BC; Lower mainland, Victoria6 Branches, 22,304 Members and $745,680,296 Assets
TCU Financial Group
SK; Saskatoon, Regina5 Branches, 14,527 Members and $710,454,487 Assets
Weyburn Credit Union
SK; Weyburn, Yellow Grass, Lang3 Branches, 7,987 Members and $709,732,972 Assets
Lakeland Credit Union
AB; Bonnyville, Cold Lake2 Branches, 11,168 Members and $707,806,676 Assets
Rosenort Credit Union
MB; Rosenort, Altona, Pembina3 Branches, 7,045 Members and $703,764,622 Assets
StellerVista Credit Union
BC; Kootenay, Boundary regions7 Branches, 19,879 Members and $700,219,382 Assets
Diamond North Credit Union
SK; Central regions8 Branches, 12,093 Members and $683,472,000 Assets
First Credit Union
BC; Vancouver Island, Powell River8 Branches, 14,596 Members and $666,626,578 Assets
Radius Credit Union Ltd
SK; Southern region8 Branches, 5,758 Members and $583,417,023 Assets
Sharon's Credit Union
BC; Vancouver, Coquitlam, Surrey5 Branches, 15,609 Members and $581,777,125 Assets
Parama Credit Union
ON; Toronto2 Branches, 6,694 Members and $569,813,503 Assets
Bow Valley Credit Union
AB; Cochrane, Airdrie, Calgary, Canmore, Banff6 Branches, 9,948 Members and $569,325,237 Assets
Motor City Credit Union
ON; Windsor3 Branches, 12,668 Members and $566,475,358 Assets
Sudbury Credit Union
ON; Sudbury6 Branches, 14,708 Members and $562,955,022 Assets
Bulkley Valley Credit Union
BC; New Hazelton, Houston, Burns Lake, Smithers4 Branches, 16,027 Members and $562,249,189 Assets
Copperfin Credit Union
ON; Thunder Bay, Kenora4 Branches, 18,076 Members and $562,059,322 Assets
Polish Credit Union
ON; Southeast region6 Branches, 15,122 Members and $553,181,878 Assets
Niverville Credit Union
MB; Steinbach3 Branches, 9,847 Members and $518,102,495 Assets
VantageOne Credit Union
BC; Vernon, Okanagan, Armstrong4 Branches, 9,598 Members and $465,034,194 Assets
Rocky Credit Union
AB; Rocky Mountain House1 Branch, 7,470 Members and $448,703,759 Assets
Williams Lake Credit Union
BC; Central regions3 Branches, 11,797 Members and $424,499,998 Assets
Comtech Fire Credit Union Ltd
ON; GTA, East Ontario7 Branches, 11,544 Members and $389,462,888 Assets
Summerland Credit Union
BC; Summerland1 Branch, 7,369 Members and $388,191,844 Assets
Omista Credit Union
NB; Moncton, Fredericton4 Branches, 10,503 Members and $386,665,819 Assets
Your Credit Union
ON; Ottawa, Cornwall4 Branches, 10,269 Members and $386,550,385 Assets
Pathwise Credit Union
ON; Oshawa, Bowmanville2 Branches, 12,159 Members and $385,893,875 Assets
Moya Financial Credit Union Limited
ON; Toronto, Hamilton2 Branches, 5,373 Members and $376,975,143 Assets
Police Credit Union (OPPA)
ON; Barrie6 Branches, 12,459 Members and $374,259,258 Assets
Lakeview Credit Union
BC; Dawson Creek, Tumbler Ridge, Chetwynd3 Branches, 8,493 Members and $370,079,904 Assets
Crossroads Credit Union
SK; Canora, Preeceville4 Branches, 6,529 Members and $348,681,101 Assets
Unity Credit Union
SK; Unity1 Branch, 4,423 Members and $348,643,237 Assets
Swan Valley Credit Union
MB; Swan River2 Branches, 7,010 Members and $347,009,063 Assets
Atlantic Edge
NL; Northwest Newfoundland, Southeast Labrador11 Branches, 17,610 Members and $346,699,056 Assets
Equity Credit Union
ON; Toronto1 Branch, 4,045 Members and $344,921,639 Assets
Consolidated Credit Union
PEI; Summerside2 Branches, 7,199 Members and $323,646,627 Assets
Rapport Credit Union
ON; Toronto, Hamilton, Thunder Bay10 Branches, 14,222 Members and $312,477,003 Assets
Accent Credit Union
SK; Quill Lake, Kelvington, Jansen3 Branches, 4,602 Members and $310,131,516 Assets
Sydney Credit Union
NS; Sydney3 Branches, 12,578 Members and $306,740,325 Assets
Biggar Credit Union
SK; Biggar, Landis, Perdue3 Branches, 3,902 Members and $306,097,670 Assets
Valley Credit Union
NS: West regions7 Branches, 10,634 Members and $301,389,711 Assets
Nelson And District Credit Union
BC; Nelson3 Branches, 9,732 Members and $299,698,047 Assets
Ladysmith Credit Union
BC; Vancouver Island2 Branches, 6,005 Members and $298,170,012 Assets
Healthcare & Municipal Employees' Credit Union Limited
ON; Hamilton region6 Branches, 10,807 Members and $273,947,155 Assets
Christian Credit Union
AB; Edmonton, Lethbridge2 Branches and $269,800,000 Assets
Revelstoke Credit Union
BC; Revelstoke2 Branches, 5,000 Members and $266,656,830 Assets
Vermilion Credit Union
AB; Vermillion, Mannville2 Branches, 3,486 Members and $248,628,358 Assets
Belgian Alliance Credit Union
MB; Winnipeg3 Branches, 5,000 Members and $230,644,097 Assets
Compass Credit Union
MB; South region3 Branches and $221,917,252 Assets
Raymore Credit Union
SK; Raymore, Dysart2 Branches, 3,000 Members and $216,479,219 Assets
Columbia Valley Credit Union
BC; Golden1 Branch, 4,500 Members and $215,193,802 Assets
Kingston Community Credit Union (KCCU)
ON; Kingston3 Branches, 12,000 Members and $211,889,378 Assets
Winnipeg Police Credit Union
MB; Winnipeg2 Branches and $211,681,119 Assets
Osoyoos Credit Union
BC; Osoyoos4 Branches, 3,892 Members and $204,307,458 Assets
Southwest Credit Union
ON; Sarnia, Corunna, Wyoming, Wallaceburg4 Branches, 6,300 Members and $197,000,000 Assets
Northern Birch Credit Union
ON; Toronto, Hamilton3 Branches and $192,342,419 Assets
Ganaraska Credit Union
ON; Cobourg2 Branches and $192,209,991 Assets
Community Credit Union
NS; Truro, Amherst3 Branches, 6,978 Members and $192,200,000 Assets
Momentum Credit Union
ON; Oakville, Hamilton2 Branches and $155,307,955 Assets
Oshawa Community Credit Union
ON; Oshawa1 Branch, 3,200 Members and $143,603,464 Assets
Souris Credit Union
PEI; Souris1 Branch, 3,445 Members and $118,694,239 Assets
Median Credit Union
MB; Winnipeg1 Branch, 3,725 Members and $118,585,482 Assets
Turtleford Credit Union
SK; Turtleford1 Branch, 2,077 Members and $109,017,842 Assets
Sandhills Credit Union
SK; Leader1 Branch and $101,968,967 Assets
Bay Credit Union
ON; Thunder Bay2 Branches, 5,000 Members and $88,846,811 Assets
St Joseph's Credit Union
NS; Petit-de-Grat1 Branch, 2,800 Members and $86,000,000 Assets
Beaubear Credit Union
NB; Beaubear2 Branches and $81,611,908 Assets
Public Service Credit Union
NL; St. John's1 Branch and $73,897,321 Assets
Victory Credit Union
NS; North regions3 Branches, 3,700 Members and $72,991,189 Assets
Teachers Plus Credit Union
NS; Bedford1 Branch, 2,700 Members and $70,041,080 Assets
Dundalk Credit Union
ON; Dundalk, Feversham5 Branches, 2,100 Members and $67,851,761 Assets
Lahave River Credit Union
NS; Bridgewater1 Branch, 2,200 Members and $61,460,998 Assets
Morell Credit Union
PEI; Morell1 Branch, 2,400 Members and $61,380,444 Assets
iNova Credit Union
NS; Halifax1 Branch and $52,347,018 Assets
Glace Bay Central Credit Union
NS; Glace Bay, Sydney1 Branch, 3,750 Members and $45,000,000 Assets
New Waterford Credit Union
NS; New Waterford1 Branch, 2,200 Members and $39,000,000 Assets
North Sydney Credit Union
NS; North Sydney1 Branch, 2,000 Members and $35,702,044 Assets
Venture Credit Union
NL; Eastern regions4 Branches, 3,700 Members and $34,000,000 Assets
Korean (Toronto) Credit Union
ON; Toronto1 Branch and $25,199,242 Assets
New Ross Credit Union
NS; New Ross, Chester Basin2 Branches, 3,000 Members and $25,000,000 Assets
Valley First Credit Union
BC; Southwest regions15 Branches
Envision Credit Union
BC; Southwest regions21 Branches
Acadian Credit Union
NS; Chéticamp1 Branch
Educators Credit Union (ECU)
ON; Kitchener, Waterloo, Cambridge3 Branches
Beaumont Credit Union (ACBU)
AB; Beaumont2 Branches
Cape Breton Credit Union
NS; Sydney, Glace Bay2 Branches
Golden Horseshoe Credit Union
ON; Hamilton2 Branches, 3,200 Members
Princess Credit Union
NS; Sydney1 Branch
Dominion Credit Union
NS; Dominion1 Branch
NBTA Credit Union
NB; Fredericton1 Branch
Ontario Educational Credit Union
ON; Mississauga2 Branches
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Who Regulates Credit Unions in Canada?

Federal Credit Unions

There are three federally regulated credit unions in Canada:

  • Coast Capital Savings Federal Credit Union
  • UNI Financial Cooperation (UNI Coopération financière)
  • Innovation Credit Union

These federal credit unions are members of the Canada Deposit Insurance Corporation (CDIC), meaning your eligible deposits at these two federal credit unions are insured and protected for up to $100,000.

Federal Credit Unions are regulated just like banks are in Canada; they are both regulated by the Office of the Superintendent of Financial Institutions (OSFI) and operate under the Bank Act.

Provincial Credit Unions

Provincial credit unions are regulated by their home provinces. Provincially regulated credit unions are not covered by CDIC deposit insurance but are usually covered by provincial coverage. For example, the Financial Services Regulatory Authority of Ontario (FSRA) covers eligible deposits at credit unions and at caisses populaires in Ontario for up to $250,000 for non-registered accounts and offers unlimited coverage for registered accounts. Given the location restrictions of credit unions, each province typically has different companies. For a complete list of credit unions, you can view our list.

The EXCHANGE Network

While credit unions may have limited branches, many credit unions and smaller banks participate in the EXCHANGE Network. If you are a participating credit union member, you can use ATMs at all EXCHANGE ATMs across the country without any fees. In comparison, if you are a big bank customer, you may be charged a fee to use another bank’s ATM.

Some participating credit unions and banks in the network include Alterna Savings, Canadian Western Bank, Coast Capital Savings, DUCA Credit Union, FirstOntario Credit Union, HSBC Bank, ICICI Bank,Laurentian Bank, Manulife, Motusbank, Meridian Credit Union, National Bank, and Vancity Credit Union.

Open vs. Closed Bond Credit Unions

Many credit unions started as closed bond unions, meaning they only service a specific segment. For example, a closed bond credit union would only serve members of a particular profession or religion.

Today, only some closed bond credit unions exist, such as the Ontario Provincial Police Credit Union and various Teachers' unions. However, most of them are open bonded and provide their service to the surrounding neighbourhoods. Given most credit unions operate locally, they have a strong understanding of local first-time home buyer incentives.

Atlantic Canada Credit Unions

All Atlantic Canada credit unions have an agreement that allows members to visit other unions. For example, if you're a Nova Scotia Credit Union member, you can walk into a separate PEI company and receive the same service.

Disclaimer:

  • Any analysis or commentary reflects the opinions of WOWA.ca analysts and should not be considered financial advice. Please consult a licensed professional before making any decisions.
  • The calculators and content on this page are for general information only. WOWA does not guarantee the accuracy and is not responsible for any consequences of using the calculator.
  • Financial institutions and brokerages may compensate us for connecting customers to them through payments for advertisements, clicks, and leads.
  • Interest rates are sourced from financial institutions' websites or provided to us directly. Real estate data is sourced from the Canadian Real Estate Association (CREA) and regional boards' websites and documents.