Crossroads Credit Union
This Page's Content Was Last Updated: July 21, 2026
Important Information
WOWA.ca is an independent financial comparison platform and is not affiliated with Crossroads Credit Union.
Read our independent Crossroads Credit Union review to compare financial metrics, chequing fees, and branch locations across Saskatchewan. As of 2026, Crossroads Credit Union ranks #73 among Canadian credit unions with $406 million in total assets.
Quick Jump: Chequing & Savings Accounts|Financial Metrics
Credit Union
Crossroads
Crossroads Credit Union is a credit union located in Saskatchewan. It was founded in 1959. It primarily serves East-Central Saskatchewan (Canora, Sturgis, Wadena and and Preeceville).
Crossroads Credit Union traces its origins to 1958, when residents of Canora, Saskatchewan, met to establish a local credit union. Canora Credit Union was formally incorporated on April 28, 1959, and initially operated from space connected to a Saskatchewan Wheat Pool elevator.
Now known as Crossroads Credit Union, the institution serves communities in eastern Saskatchewan, including Canora, Preeceville, Sturgis, and Wadena. It offers personal, agricultural, and business banking services, including accounts, borrowing, mortgages, investments, and financial advice.
As a locally owned financial cooperative, Crossroads Credit Union is governed by directors elected by its members. Its work focuses on local decision making, member service, and financial support for households, farms, businesses, and communities in its service area.
Provinces served
Number of Members (as of 2025): ~7,000
Crossroads Credit Union Ranking Among Credit Unions Monitored by WOWA
73rd
by Assets
of 134 credit unions
76th
by Loans
of 133 credit unions
75th
by Deposits
of 133 credit unions
Crossroads Credit Union ranks 73rd among Canadian credit unions by assets monitored by WOWA, 76th by loans, and 75th by deposits, as of December 31, 2025. You can view the complete list of Canadian credit unions here.
Crossroads Credit Union Branch Locations
Chequing and Savings Accounts
The account-related data on this page was last updated on July 20, 2026.
Chequing Accounts
Chequing Account
1. Account: Essential
- Standard Fee
- $4.00/mo
- Free Transactions
- 12
- Max e-Transfer / Day
- $10,000
- Insurance Limit
- Unlimited
Account details
- This account allows 12 free transactions.
- Maximum Interac e-Transfer per day: $10,000
- Maximum Interac e-Transfer per week: $10,000
- This limit may vary depending on the client profile.
- No source is available for the account’s interest rate.
- Crossroads Credit Union Essential is a $4-per-month chequing account with 12 included transactions per month. It includes 4 bill payments within the monthly transaction allowance, with additional bill payments costing $5 each. Interac e-Transfers also count toward the 12-transaction allowance. Online banking, a MemberCard debit card, and eStatements are included.
Deposit Insurance
Deposits are insured by the Credit Union Deposit Guarantee Corporation (CUDGC Saskatchewan).
Chequing Account
2. Account: Loyalty+
- Standard Fee
- $27.00/mo
- Free Transactions
- Unlimited
- Max e-Transfer / Day
- $10,000
- Insurance Limit
- Unlimited
Account details
- The monthly account fee is waived if you maintain a minimum balance of $5,000 in your account.
- This account allows Unlimited free transactions.
- 30 free Interac e-Transfers are included each month.
- Maximum Interac e-Transfer per day: $10,000
- Maximum Interac e-Transfer per week: $10,000
- This limit may vary depending on the client profile.
- No source is available for the account’s interest rate.
- Crossroads Credit Union Loyalty+ is a $27-per-month chequing account with unlimited electronic and paper transactions and unlimited bill payments. It includes 30 Interac e-Transfers per month, free eStatements and paper statements, and a 50% discount on Manager Trust Cheques, certified cheques, and money orders. The monthly fee is waived with a $5,000 minimum balance.
Deposit Insurance
Deposits are insured by the Credit Union Deposit Guarantee Corporation (CUDGC Saskatchewan).
Savings Accounts
Savings Account
Account: Savings Account
- Standard Fee
- Free
- Free Transactions
- 0
- Max e-Transfer / Day
- $10,000
- Insurance Limit
- Unlimited
Account details
- This account allows 0 free transactions. Maximum 2 of these transactions can be carried out in branch.
- Maximum Interac e-Transfer per day: $10,000
- Maximum Interac e-Transfer per week: $10,000
- This limit may vary depending on the client profile.
- No source is available for the account’s interest rate.
- Crossroads Credit Union Savings Account is a no-monthly-fee savings account with tiered interest and unlimited online transfers. It requires an existing Crossroads chequing account and includes 2 in-branch transactions per month, with additional in-branch transactions costing $5 each. Interac e-Transfers cost $1.50 each, and bill payments are not permitted.
Deposit Insurance
Deposits are insured by the Credit Union Deposit Guarantee Corporation (CUDGC Saskatchewan).
Key Financial Metrics and Trends
| Metric | 2025 | YoY Change | 5-Year Change |
|---|---|---|---|
| Assets | $406M | +8.8% | +23.8% |
| Loans | $297M | +8.4% | +36.2% |
| Deposits | $360M | +8.8% | +20.8% |
| Loan-to-Deposit Ratio | 82.5% | — | — |
| Mortgages + HELOCs | $134M | +8.1% | +135.1% |
| Securities | $100M | +22.0% | +13.6% |
| Revenue | $15M | +15.4% | +50.0% |
| Efficiency Ratio | 64.0% | — | — |
| Target Members / Region | East-Central Saskatchewan (Canora, Sturgis, Wadena, and Preeceville) | — | — |
Crossroads Credit Union Deposits, Loans and Revenue in the Past 5 Years
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