Ganaraska Credit Union
This Page's Content Was Last Updated: July 21, 2026
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Read our independent Ganaraska Credit Union review to compare financial metrics, chequing fees, and branch locations across Ontario. As of 2026, Ganaraska Credit Union ranks #105 among Canadian credit unions with $209 million in total assets.
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Credit Union
Ganaraska
Ganaraska Credit Union is a credit union located in Ontario. It was founded in 1945. It primarily serves Northumberland County.
Ganaraska Credit Union, also known as Ganaraska Financial Credit Union, is a community credit union based in Port Hope, Ontario. It has served members in Northumberland County for more than eight decades and is named after the Ganaraska River, which flows through the region.
The credit union serves members through locations in Port Hope and Cobourg. It offers personal and business banking, borrowing, mortgages, investments, insurance, and related financial services.
Ganaraska Credit Union operates as a member owned financial cooperative governed by directors elected by its members. Eligible deposits are protected under Ontario’s credit union deposit protection framework.
Provinces served
Number of Members (as of 2025): ~4,000
Ganaraska Credit Union Ranking Among Credit Unions Monitored by WOWA
105th
by Assets
of 134 credit unions
100th
by Loans
of 133 credit unions
104th
by Deposits
of 133 credit unions
Ganaraska Credit Union ranks 105th among Canadian credit unions by assets monitored by WOWA, 100th by loans, and 104th by deposits, as of December 31, 2025. You can view the complete list of Canadian credit unions here.
Ganaraska Credit Union Branch Locations
Key Financial Metrics and Trends
| Metric | 2025 | 5-Year Change |
|---|---|---|
| Assets | $209M | N/A |
| Loans | $181M | N/A |
| Deposits | $198M | N/A |
| Loan-to-Deposit Ratio | 91.4% | — |
| Mortgages + HELOCs | N/A | N/A |
| Securities | $15M | N/A |
| Revenue | $5M | N/A |
| Efficiency Ratio | 82.9% | — |
| Target Members / Region | Northumberland County | — |
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