Mosaik Credit Union
This Page's Content Was Last Updated: July 21, 2026
Credit Union
Mosaik
Mosaik Credit Union is a credit union located in Nova Scotia. It was founded in 2025 through the merger of Community Credit Union, New Ross Credit Union and and Victory Credit Union. It primarily serves Cumberland, Colchester, Hants and and Lunenburg counties.
Mosaik Credit Union was formed on January 1, 2025, through the merger of Community Credit Union of Cumberland Colchester, New Ross Credit Union, and Victory Credit Union. Members of the three Nova Scotia credit unions approved the merger in 2024, and the Mosaik name was adopted after the amalgamation.
Headquartered in Truro, Mosaik serves communities across Cumberland, Colchester, and Lunenburg counties. It offers personal and business banking, borrowing, mortgages, investments, and related financial services.
Mosaik operates as a member owned cooperative governed by directors elected by its members.
Provinces served
Chequing and Savings Accounts
The account-related data on this page was last updated on July 20, 2026.
Chequing Accounts
Chequing Account
1. Account: Core
- Standard Fee
- $5.00/mo
- Free Transactions
- 15
- Insurance Limit
- $250,000 per category
Account details
- The monthly account fee is waived if you maintain a minimum balance of $4,000 in your account.
- The account fee may be waived for students and youth.
- The account fee might be waived for seniors.
- This account allows 15 free transactions.
Deposit Insurance
Deposits are insured by the Nova Scotia Credit Union Deposit Insurance Corporation (CUDIC). "Category" generally means separate coverage for each account type, such as individual, joint, trust, and each registered plan, though exact definitions vary slightly by province.
Chequing Account
2. Account: Premium
- Standard Fee
- $25.00/mo
- Free Transactions
- Unlimited
- Insurance Limit
- $250,000 per category
Account details
- The monthly account fee is waived if you maintain a minimum balance of $5,000 in your account.
- This account allows Unlimited free transactions.
Deposit Insurance
Deposits are insured by the Nova Scotia Credit Union Deposit Insurance Corporation (CUDIC). "Category" generally means separate coverage for each account type, such as individual, joint, trust, and each registered plan, though exact definitions vary slightly by province.
Savings Accounts
Savings Account
Account: High Interest Savings (HISA)
- Interest Rate
- 0.60%
- Standard Fee
- Free
- Insurance Limit
- $250,000 per category
Deposit Insurance
Deposits are insured by the Nova Scotia Credit Union Deposit Insurance Corporation (CUDIC). "Category" generally means separate coverage for each account type, such as individual, joint, trust, and each registered plan, though exact definitions vary slightly by province.
Credit Union Overview
| Metric | 2025 | 5-Year Change |
|---|---|---|
| Assets | $353M | N/A |
| Loans | $269M | N/A |
| Deposits | $332M | N/A |
| Mortgages + HELOCs | N/A | N/A |
| Revenue | $13M | N/A |
| Efficiency Ratio | 93.1% | — |
| Members | ~14,000 | — |
| Branches | 9 | — |
| Target Members / Region | Cumberland, Colchester, Hants, and Lunenburg counties | — |
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Contact
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