Nelson And District Credit Union
This Page's Content Was Last Updated: July 21, 2026
Credit Union
Nelson And District
Nelson And District Credit Union is a credit union located in British Columbia. It was founded in 1950. It primarily serves Nelson and West Kootenay.
Nelson & District Credit Union was established on November 16, 1950, in Nelson, British Columbia, originally as Nelson Savings Credit Union. In the 1960s, it expanded its services and adopted its current name to reflect a broader regional role.
Its history includes the incorporation of smaller local credit unions, including Nelson Railway Employees Credit Union and Provincial Government Employees Credit Union. A later merger with Riondel and District Credit Union added to its regional service network.
Today, Nelson & District Credit Union serves the West Kootenay region through locations in Nelson, Rossland, and the East Shore. It offers personal and business banking, financial planning through NDCU MoneyWorks, and insurance through KIS Ltd.
Provinces served
Chequing and Savings Accounts
The account-related data on this page was last updated on July 20, 2026.
Chequing Accounts
Chequing Account
1. Account: Choice - Ridge
- Standard Fee
- $10.00/mo
- Free Transactions
- 25
- Max e-Transfer / Day
- $20,000
- Insurance Limit
- Unlimited
Account details
- This account allows 25 free transactions.
- Maximum Interac e-Transfer per day: $20,000
- Maximum Interac e-Transfer per week: $20,000
- This limit may vary depending on the client profile.
- No source is available for the account’s interest rate.
Deposit Insurance
Deposits are insured by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC), administered by BCFSA.
Savings Accounts
Savings Account
Account: Enrich Savings
- Standard Fee
- Free
- Free Transactions
- 2
- Max e-Transfer / Day
- $20,000
- Insurance Limit
- Unlimited
Account details
- This account allows 2 free transactions.
- Maximum Interac e-Transfer per day: $20,000
- Maximum Interac e-Transfer per week: $20,000
- This limit may vary depending on the client profile.
- No source is available for the account’s interest rate.
Deposit Insurance
Deposits are insured by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC), administered by BCFSA.
Credit Union Overview
| Metric | 2025 | 5-Year Change |
|---|---|---|
| Assets | $341M | N/A |
| Loans | $273M | N/A |
| Deposits | $313M | N/A |
| Mortgages + HELOCs | $214M | N/A |
| Revenue | $10M | N/A |
| Efficiency Ratio | 77.4% | — |
| Members | ~10,000 | — |
| Branches | 3 | — |
| Target Members / Region | Nelson and West Kootenay | — |
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Contact
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