Public Service Credit Union
This Page's Content Was Last Updated: July 21, 2026
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Read our independent Public Service Credit Union review to compare financial metrics, chequing fees, and branch locations across Newfoundland and Labrador. As of 2026, Public Service Credit Union ranks #129 among Canadian credit unions with $80 million in total assets.
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Credit Union
Public Service
Public Service Credit Union is a credit union located in Newfoundland and Labrador. It was founded in 1937. It primarily serves Newfoundland and Labrador public servants.
Public Service Credit Union was established in 1937 in St. John’s, Newfoundland and Labrador. Originally created to serve public sector workers, it later opened membership to all residents of Newfoundland and Labrador.
Headquartered on Empire Avenue in St. John’s, Public Service Credit Union offers personal banking, borrowing, mortgages, credit cards, investments, and related financial services. Its history reflects its role as a local financial cooperative in the province.
Public Service Credit Union operates as a member owned cooperative governed by directors elected by its members. Member deposits are protected through Newfoundland and Labrador’s credit union deposit guarantee framework.
Provinces served
Number of Members (as of 2025): ~5,000
Public Service Credit Union Ranking Among Credit Unions Monitored by WOWA
129th
by Assets
of 134 credit unions
130th
by Loans
of 133 credit unions
129th
by Deposits
of 133 credit unions
Public Service Credit Union ranks 129th among Canadian credit unions by assets monitored by WOWA, 130th by loans, and 129th by deposits, as of December 31, 2025. You can view the complete list of Canadian credit unions here.
Public Service Credit Union Branch Locations
Key Financial Metrics and Trends
| Metric | 2025 | 5-Year Change |
|---|---|---|
| Assets | $80M | N/A |
| Loans | $48M | N/A |
| Deposits | $72M | N/A |
| Loan-to-Deposit Ratio | 66.7% | — |
| Mortgages + HELOCs | $34M | N/A |
| Securities | $2M | N/A |
| Revenue | $3M | N/A |
| Efficiency Ratio | 122.6% | — |
| Target Members / Region | Newfoundland and Labrador public servants | — |
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