Rosenort Credit Union Limited
This Page's Content Was Last Updated: July 21, 2026
Important Information
WOWA.ca is an independent financial comparison platform and is not affiliated with Rosenort Credit Union Limited.
Read our independent Rosenort Credit Union Limited review to compare financial metrics, chequing fees, and branch locations across Manitoba. As of 2026, Rosenort Credit Union Limited ranks #49 among Canadian credit unions with $836 million in total assets.
Quick Jump: Chequing & Savings Accounts|Financial Metrics
Credit Union
Rosenort
Rosenort Credit Union Limited is a credit union located in Manitoba. It was founded in 1940. It primarily serves Southern Manitoba (Rosenort, Altona and Pembina).
Rosenort Credit Union was founded on March 6, 1940, when members of the Rosenort community in southern Manitoba purchased shares to create a local financial cooperative. From its origins in a community with Mennonite roots, the credit union developed around member ownership, local decision-making, and financial service for residents and businesses in the area.
Rosenort Credit Union now serves members in Rosenort, Altona, Winkler, and the surrounding Pembina Valley region. Its services include personal, agricultural, and business banking.
The credit union remains locally focused and relationship based. Its work is centred on providing financial support for southern Manitoba families, farms, and businesses while maintaining a cooperative structure governed by its members.
Provinces served
Number of Members (as of 2025): ~7,000
Rosenort Credit Union Limited Ranking Among Credit Unions Monitored by WOWA
49th
by Assets
of 134 credit unions
47th
by Loans
of 133 credit unions
49th
by Deposits
of 133 credit unions
Rosenort Credit Union Limited ranks 49th among Canadian credit unions by assets monitored by WOWA, 47th by loans, and 49th by deposits, as of September 30, 2025. You can view the complete list of Canadian credit unions here.
Rosenort Credit Union Limited Branch Locations
Chequing and Savings Accounts
The account-related data on this page was last updated on July 20, 2026.
Chequing Accounts
Chequing Account
1. Account: Regular Chequing Account
- Standard Fee
- Free
- Free Transactions
- 0
- Insurance Limit
- Unlimited
Account details
- This account allows 0 free transactions.
- ATM Withdrawal (Manitoba Credit Union ATM): $1.00 ATM Transfer: $0.50 Bill Payment (Online): $0.50 Transfer (Online): $0.50 Interac e-Transfer: $1.50 Pre-Authorized Debit: $0.50 Pre-Authorized Transfer: $0.50 Point-of-Sale Transaction: $0.40
- Maximum Interac e-Transfer per week: $10,000
- This limit may vary depending on the client profile.
- Rosenort Credit Union Regular Chequing is a no-monthly-fee pay-as-you-go chequing account available in Canadian and U.S. currency. Members pay only for the transactions they make rather than a fixed monthly package fee. Typical transactions include ATM cash withdrawals, Interac debit purchases, bill payments, cheque withdrawals, and other day-to-day banking activity.
Deposit Insurance
Deposits are insured by the Deposit Guarantee Corporation of Manitoba (DGCM).
Chequing Account
2. Account: Unlimited Package Plan
- Standard Fee
- $15.00/mo
- Free Transactions
- Unlimited
- Insurance Limit
- Unlimited
Account details
- This account allows Unlimited free transactions.
- Maximum Interac e-Transfer per week: $10,000
- This limit may vary depending on the client profile.
- Rosenort Credit Union Limited Unlimited Package Plan is a $15-per-month chequing account with unlimited electronic transactions, including pre-authorized debits, debit purchases, MemberDirect bill payments and transfers, Canadian credit union ATM transactions, cheque clearings, and teller withdrawals or transfers. It also includes free Interac e-Transfers, in-branch personalized cheques, and e-statements.
Deposit Insurance
Deposits are insured by the Deposit Guarantee Corporation of Manitoba (DGCM).
Savings Accounts
Savings Account
Account: High Yield Savings
- Interest Rate
- 2.95%*
- Standard Fee
- Free
- Free Transactions
- 0
- Insurance Limit
- Unlimited
Account details
- This account allows 0 free transactions.
- Maximum Interac e-Transfer per week: $10,000
- This limit may vary depending on the client profile.
*Interest Rate Breakdown by Balance
Balance amount Interest rate $0 to $99,999 2.95% $100,000 to $249,999 3.10% $250,000 or over 3.25% - Rosenort Credit Union Limited High Yield Savings is a tiered savings account with 3 personal balance tiers. Interest is calculated on the minimum monthly balance and paid annually. The first withdrawal each month is free, while additional withdrawals are subject to a service charge. Higher balance tiers receive higher interest rates.
Deposit Insurance
Deposits are insured by the Deposit Guarantee Corporation of Manitoba (DGCM).
Savings Account
Account: Plan 24 Savings
- Interest Rate
- 1.80%
- Standard Fee
- Free
- Free Transactions
- 0
- Insurance Limit
- Unlimited
Account details
- This account allows 0 free transactions.
- Maximum Interac e-Transfer per week: $10,000
- This limit may vary depending on the client profile.
- Rosenort Credit Union Limited Plan 24 Savings is a savings account with no minimum balance requirement, available in Canadian and U.S. currency. Interest is calculated daily and paid annually, and all deposits are free. The Canadian-dollar account includes 1 free withdrawal per month, while all withdrawals from the U.S.-dollar account incur a service charge.
Deposit Insurance
Deposits are insured by the Deposit Guarantee Corporation of Manitoba (DGCM).
Key Financial Metrics and Trends
| Metric | 2025 | YoY Change | 5-Year Change |
|---|---|---|---|
| Assets | $836M | +9.3% | +28.4% |
| Loans | $706M | +4.9% | +33.0% |
| Deposits | $759M | +8.9% | +25.2% |
| Loan-to-Deposit Ratio | 93.0% | — | — |
| Mortgages + HELOCs | N/A | N/A | N/A |
| Securities | $11M | +83.3% | -82.0% |
| Revenue | $19M | +5.6% | +90.0% |
| Efficiency Ratio | 34.2% | — | — |
| Target Members / Region | Southern Manitoba (Rosenort, Altona, Pembina) | — | — |
Rosenort Credit Union Limited Deposits, Loans and Revenue in the Past 5 Years
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Contact
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