St Joseph's Credit Union
This Page's Content Was Last Updated: July 21, 2026
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Read our independent St Joseph's Credit Union review to compare financial metrics, chequing fees, and branch locations across Nova Scotia. As of 2026, St Joseph's Credit Union ranks #124 among Canadian credit unions with $101 million in total assets.
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Credit Union
St Joseph's
St Joseph's Credit Union is a credit union located in Nova Scotia. It was founded in 1936. It primarily serves Acadian community of Isle Madame.
St. Joseph's Credit Union was founded in 1936 and is headquartered in Petit de Grat on Isle Madame, a small island community off the southeastern coast of Cape Breton. It serves members in Isle Madame and the surrounding area.
The credit union offers personal and business banking, borrowing, mortgages, investments, insurance, and related financial services. Its members include households, businesses, nonprofit organizations, and community groups in its local service area.
St. Joseph's Credit Union operates as a member owned financial cooperative governed by directors elected by its members. Member deposits are protected through the Nova Scotia Credit Union Deposit Insurance Corporation.
Provinces served
Number of Members (as of 2025): ~3,000
St Joseph's Credit Union Ranking Among Credit Unions Monitored by WOWA
124th
by Assets
of 134 credit unions
121st
by Loans
of 133 credit unions
125th
by Deposits
of 133 credit unions
St Joseph's Credit Union ranks 124th among Canadian credit unions by assets monitored by WOWA, 121st by loans, and 125th by deposits, as of December 31, 2025. You can view the complete list of Canadian credit unions here.
St Joseph's Credit Union Branch Locations
Key Financial Metrics and Trends
| Metric | 2025 | 5-Year Change |
|---|---|---|
| Assets | $101M | N/A |
| Loans | $68M | N/A |
| Deposits | $87M | N/A |
| Loan-to-Deposit Ratio | 78.2% | — |
| Mortgages + HELOCs | $44M | N/A |
| Securities | $22M | N/A |
| Revenue | $3M | N/A |
| Efficiency Ratio | 77.8% | — |
| Target Members / Region | Acadian community of Isle Madame | — |
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