Swan Valley Credit Union Limited
This Page's Content Was Last Updated: July 21, 2026
Important Information
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Read our independent Swan Valley Credit Union Limited review to compare financial metrics, chequing fees, and branch locations across Manitoba. As of 2026, Swan Valley Credit Union Limited ranks #75 among Canadian credit unions with $394 million in total assets.
Quick Jump: Chequing & Savings Accounts|Financial Metrics
Credit Union
Swan Valley
Swan Valley Credit Union Limited is a credit union located in Manitoba. It was founded in 1953. It primarily serves Swan River Valley region of Western Manitoba.
Swan Valley Credit Union has served the Swan River Valley of northwestern Manitoba since 1953. The region’s cooperative banking history also includes Crestview Credit Union, formed in 1939 as an early credit union in the valley. Swan Valley Credit Union and Crestview merged in 1965.
Headquartered in Swan River, the credit union serves members through locations in Swan River and Benito. It provides personal, agricultural, and commercial banking services, including accounts, borrowing, mortgages, investments, and related financial advice.
As a member owned cooperative, Swan Valley Credit Union focuses on local decision making and financial services for communities in the region. It also supports local organizations, events, programs, and Tigers Credit Union, a student run credit union in the valley.
Provinces served
Number of Members (as of 2025): ~7,000
Swan Valley Credit Union Limited Ranking Among Credit Unions Monitored by WOWA
75th
by Assets
of 134 credit unions
78th
by Loans
of 133 credit unions
74th
by Deposits
of 133 credit unions
Swan Valley Credit Union Limited ranks 75th among Canadian credit unions by assets monitored by WOWA, 78th by loans, and 74th by deposits, as of December 31, 2025. You can view the complete list of Canadian credit unions here.
Swan Valley Credit Union Limited Branch Locations
Chequing and Savings Accounts
The account-related data on this page was last updated on July 20, 2026.
Chequing Accounts
Chequing Account
1. Account: Maximizer Chequing & Savings
- Standard Fee
- Free
- Free Transactions
- Unlimited
- Max e-Transfer / Day
- $10,000
- Insurance Limit
- Unlimited
Account details
- This account allows Unlimited free transactions.
- Maximum Interac e-Transfer per day: $10,000
- Maximum Interac e-Transfer per week: $10,000
- This limit may vary depending on the client profile.
*Interest Rate Breakdown by Balance
Balance amount Interest rate $0 to $2,499 0.00% $2,500 to $9,999 0.35% $10,000 to $24,999 0.40% $25,000 to $59,999 0.45% $60,000 or more 0.55% - SVCU Maximizer Chequing & Savings is a personal-only account with unlimited monthly transactions when a minimum balance of $2,500 is maintained. It earns preferred interest rates on the portion of the closing daily balance above $2,500, with interest paid monthly. The account is not available for agricultural or commercial use.
Deposit Insurance
Deposits are insured by the Deposit Guarantee Corporation of Manitoba (DGCM).
Chequing Account
2. Account: Regular Chequing
- Standard Fee
- Free
- Free Transactions
- 2
- Max e-Transfer / Day
- $10,000
- Insurance Limit
- Unlimited
Account details
- This account allows 2 free transactions.
- Maximum Interac e-Transfer per day: $10,000
- Maximum Interac e-Transfer per week: $10,000
- This limit may vary depending on the client profile.
*Interest Rate Breakdown by Balance
Balance amount Interest rate $0 to $999 0.00% $1,000 to $9,999 0.15% $10,000 to $24,999 0.20% $25,000 to $59,999 0.25% $60,000 or more 0.30% - SVCU Regular Chequing is a no-monthly-fee chequing account available to all members, with 2 free self-serve transactions per month. Interest is calculated on the portion of the closing daily balance above $10,000 and paid monthly. Self-serve transactions include Canadian credit union ATM withdrawals, electronic bill payments, debit purchases, and pre-authorized debits.
Deposit Insurance
Deposits are insured by the Deposit Guarantee Corporation of Manitoba (DGCM).
Savings Accounts
Savings Account
Account: Maximizer Chequing & Savings
- Interest Rate
- 0.00%*
- Standard Fee
- Free
- Free Transactions
- Unlimited
- Max e-Transfer / Day
- $10,000
- Insurance Limit
- Unlimited
Account details
- This account allows Unlimited free transactions.
- Maximum Interac e-Transfer per day: $10,000
- Maximum Interac e-Transfer per week: $10,000
- This limit may vary depending on the client profile.
*Interest Rate Breakdown by Balance
Balance amount Interest rate $0 to $2,499 0.00% $2,500 to $9,999 0.35% $10,000 to $24,999 0.40% $25,000 to $59,999 0.45% $60,000 or more 0.55% - SVCU Maximizer Chequing & Savings is a personal-only account with unlimited monthly transactions when a minimum balance of $2,500 is maintained. It earns preferred interest rates on the portion of the closing daily balance above $2,500, with interest paid monthly. The account is not available for agricultural or commercial use.
Deposit Insurance
Deposits are insured by the Deposit Guarantee Corporation of Manitoba (DGCM).
Savings Account
Account: Plan 24 Savings
- Interest Rate
- 0.35%*
- Standard Fee
- Free
- Free Transactions
- 2
- Max e-Transfer / Day
- $10,000
- Insurance Limit
- Unlimited
Account details
- This account allows 2 free transactions.
- Maximum Interac e-Transfer per day: $10,000
- Maximum Interac e-Transfer per week: $10,000
- This limit may vary depending on the client profile.
*Interest Rate Breakdown by Balance
Balance amount Interest rate $0 to $9,999 0.35% $10,000 to $24,999 0.40% $25,000 to $59,999 0.45% $60,000 or more 0.50% - SVCU Plan 24 Savings is a no-monthly-fee savings account available to all members, with 2 free self-serve transactions per month. Interest is calculated on the closing daily balance and paid monthly. SVCU uses tiered interest, with higher portions of the account balance earning higher rates. Additional self-serve transactions are charged individually.
Deposit Insurance
Deposits are insured by the Deposit Guarantee Corporation of Manitoba (DGCM).
Key Financial Metrics and Trends
| Metric | 2025 | YoY Change | 5-Year Change |
|---|---|---|---|
| Assets | $394M | +7.1% | +15.5% |
| Loans | $294M | +10.1% | +35.5% |
| Deposits | $362M | +7.4% | +13.8% |
| Loan-to-Deposit Ratio | 81.2% | — | — |
| Mortgages + HELOCs | $221M | +11.6% | +30.0% |
| Securities | $47M | -11.3% | -38.2% |
| Revenue | $13M | +18.2% | +44.4% |
| Efficiency Ratio | 68.0% | — | — |
| Target Members / Region | Swan River Valley region of Western Manitoba | — | — |
Swan Valley Credit Union Limited Deposits, Loans and Revenue in the Past 5 Years
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Contact
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