Finance and Real Estate Infographics Canada

The Big Six banks continue to surprise by beating earnings expectations. We analyzed their key metrics, including revenue, net income, deposits, and loans.

An overview of the efficiency ratios of Canada's 63 largest lenders as of October 2025, highlighting top performers and key differences between banks and credit unions.

NIM measures a bank's net interest income relative to its average interest-earning assets. As of Q4 2025, the weighted average NIM of Canada's Big Five banks is 1.69%.

Housing unaffordability in major Canadian and U.S. metros is shaped by speculative demand, population growth, and zoning policies.

Canadian big bank market caps have grown significantly over the past decade, driven by concentration, regulation, and population growth.

National savings rates vary widely among the top 20 economies, with Canada directing the highest share of investment to housing.

Mortgage delinquencies across Canada's six largest metro areas remain very low, though Toronto has reached a 13-year high.

Long amortization mortgages have dropped sharply, leaving most Canadian bank mortgage portfolios shorter-term and relatively low risk overall.

Canadian lending is highly concentrated among major banks, with residential mortgages dominant and a meaningful share of loans held internationally.